Distinguished Blog - Risk Insight
Market insights and industry news.
Protecting Art and Collectibles from Hurricanes
Collections are priceless and irreplaceable. In the event of a natural disaster such as a hurricane, financial loss can be devastating. That’s why it’s crucial that clients rely upon their brokers to fully understand their exposure and ensure they’re obtaining appropriate protection for their collections. In this guide, we will provide you with important information…
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From the Claim Files: Backup of Sewer and Drain
The Claim: It’s a hot summer morning, and you wake up with the feeling that something is not right. In fact, you don’t just think it… you smell it. It’s awful! And as you open the door to the basement, your suspicions are confirmed when you see all of your boxes, bins, and treasures floating…
The Hidden Risk of Fifteen-Passenger Vans
Fifteen-passenger vans, like the ones hotels have used for years to shuttle guests around, are more likely to be involved in a single-vehicle rollover accident than any other type of vehicle. According to a study conducted by the National Highway Traffic Safety Administration (NHTSA), these vans are more than twice as likely to roll over…
Temperatures Rising: Precautions Needed for Hotel Employees and Guests
At the start of summer the Occupational Safety and Health Administration (OSHA) reinforced the need for businesses and establishments – including hotels – to take extra measures to prevent heat stroke and other related illnesses among employees. According to the U.S. Department of Labor, in 2014 alone 2,630 workers suffered from heat illness and 18…
Slips, Trips, and Falls – Oh My!
It’s a city street, but you’ve got to maintain the sidewalk. Attention small building owners in New York: You know those mythical holiday shoppers who get all their present-buying done well in advance of Thanksgiving and have a stress-free lead-up to the holidays? … Well, let’s apply that same logic to something that isn’t a…
To Lift or Not to Lift? A New Dilemma for Your Resort’s Pool
When a hotel guest wants to unwind after a long day of meetings, a few laps in the pool is often the perfect place to retreat. However, this isn’t always an option for guests with disabilities. It’s worth evaluating your pool’s accessibility — as well as your company’s risk factors for litigation and its current…