Specialty Insurance Programs & Market-Leading Umbrellas
We're a National Program Administrator, serving brokers with specialized coverages.
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The Markets We Serve


Real Estate.
From coast to coast, you’ll find programs to meet your clients’ specialty real estate needs. Not only were we the first Real Estate Umbrella Liability purchasing group, we're also the longest running. Experience you can rely on.

Community Associations.
With the product range we provide, you will be able to address every type of community association client and all their needs. Smaller, larger, and everything in between.



Hotels.
From select-service to luxury resorts and casinos, you'll find coverage for almost any type of hotel. And with limits up to $170M, you'll be able to take care of your boutique clients and your biggest hotel clients.

Restaurants.
From Package to Umbrella to Cyber Liability, you'll be able to get your restaurant clients completely covered with everything they need. Rely on our restaurant industry expertise to serve up real protection.

We Specialize in Specialized Insurance
WE’RE BUSINESS ENABLERS
For almost four decades, Distinguished has been helping specialized insurance brokers meet the needs of their specialized clients. We help you serve and maintain your existing clients and enable you to seek opportunities in new business segments.
LONG-TERM PARTNERSHIPS
By taking an in-depth approach to the markets we serve, we’re able to give you real market insight and tools to help you win your deals. We’ll provide the support you need from submissions through to renewals, and any claims that might happen along the way.

Distinguished Umbrellas
What does your client need?

If you've got a real estate, community association, hotel or restaurant client, look no further for their high-limit, market-leading umbrella protection.
Grow Your Business
We've put together a library of sales tools and resources you can use with your clients to help you grow your business.

The Distinguished Blog
Here's What the Industry and Markets Are Talking About
Online and Convenient: Distinguished’s Express Hotel Umbrella Insurance
Most hotels are not the Ritz Carlton or the Four Seasons. They do not have golf resorts, spas, or flashy amenities you see on social media. In fact, around 70% of hotels in America fall…
Community Association Team – Employee Highlight Videos
Distinguished Programs’ community association insurance team is made up of exceptional individuals who are dedicated to providing the highest level of service and support to their clients. Our team is composed of experienced underwriters, risk…
Environmental Insurance: Costs, Coverages, and Why Your Clients Need It
It may come as a shock to brokers and clients, but many pollution events are not covered by typical general liability (GL) or property insurance (PI) policies. That means that if an underground storage tank…