Private Collector Insurance

Flexible options that make sense for you

  • Distinguished offers flexible deductible options as low as $0
  • We'll value your collection at the higher of agreed or market value, never at cash or depreciated value.
  • We have flexible payment options

For active collectors

  • Our coverage extends to newly acquired objects, up to 25% of your limit

Easy to submit

  • Because we’re experts, we designed our application process to make sense for your particular collection

No negative Impact

At Distinguished, you have our entire talented team in your corner.

Easy to insure, hard to replace – Distinguished has you covered.

Our team is highly experienced in the art and collectibles markets. We have immediate access to a vast network of industry experts to help us guide your collection’s insurance needs. Our service pledge is to provide you with prompt and courteous response times, from underwriting needs to claims experiences.

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Distinguished Broker

You're just a few clicks away from becoming a Distinguished Broker Partner. It's easy with our online registration.


Patrick Drummond Distinguished Programs
Patrick Drummond


(330) 460-5969

Patrick has 25 years of experience in specialty insurance, including as Head of Fine Art, Specie and Bloodstock for the Americas at AXA XL. He has held various leadership roles in underwriting, sales, marketing, product management, and claims and is a passionate collector himself.

Skyler Stone Distinguished Programs
Skyler Stone

Senior Vice President

Southeast Region
(330) 460-5969

Skyler brings to Distinguished over 15 years of underwriting experience at major carriers. He is also an avid art enthusiast with a degree in Visual Arts from the University of Florida, providing him with a strong foundation in the art world.

Erika Witler Distinguished Programs

Senior Vice President

Central and Midwest Regions
(312) 229-9858

Erika blends her valuable experiences in the art world with an insurance background, including her 16-year tenure at a specialty insurance carrier and her additional time working as a fine art/niche broker. Her varied perspectives from within the art world include museum internships, working in galleries, and spending time at an art conservation center.

Michelle Stegmann Distinguished Programs
Michelle Stegmann

Vice President, Claims

(646) 556-7637

Michelle brings 30 years of claims experience to the team, most of it in leadership roles. She has built and led claims departments in numerous lines of business, including construction, hospitality and representations & warranties. Before joining Distinguished, she created a major carrier's Programs/Delegated Authority claims function, working extensively with MGAs, MGUs, Brokers, Agents and TPAs. She is an attorney licensed in New York and New Jersey and is an adjuster licensed in 13 states. Michelle graduated from the University of Massachusetts Amherst and Benjamin N. Cardozo School of Law in NYC.

Alison Sweeney Distinguished Programs
Alison Sweeney

Vice President, Fine Art Expert

Northeast Region
(212) 297-3172

Alison offers experience in underwriting, brokerage, and appraisals to the team. Her primary focus during her brokerage work was working with galleries and personal collections. Alison holds a Bachelor's degree in Art History and a Master's in Decorative Arts, Design History, and Material Culture.

Nonie Tompkins Distinguished Programs
Nonie Tompkins

Assistant Vice President, Underwriter

West Region
(425) 213-5173

Nonie’s passion for fine art insurance has defined her career. Before joining Distinguished, she held fine art underwriting roles at two major carriers. She has a Bachelor’s degree in Art History and a Master’s in Museum Studies, and is well-equipped to understand the needs of clients across the art and collectibles industries.

Ready To

It's easy. Just go to our online portal and get started. If you haven't registered as a broker, you'll need to do that first. And if you need any help, we're here.