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Hospitality & Restaurant Insurance

Fine Dining Restaurant Insurance: The Details Brokers Need

Fine dining experiences set themselves apart by attending to the details. Every bite, ingredient, and placement on the dish has been carefully considered so that the customer just has to sit back and enjoy. When shopping for insurance, restauranteurs expect the same level of professionalism — every policy, price, and coverage needs to perfectly complement…

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Hotel Insurance Q + A [Webinar Recording]

We enjoyed talking with insurance brokers during our latest webinar, a 30-minute session entitled, “Hotel Insurance – Primary, Umbrella and Beyond!” Our attendees brought the energy and the questions – over 25 questions were addressed in the webinar. Brokers, level up your defenses in this hard market. As one of the longest-running programs in the…

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Boutique Hotel Insurance: The Coverages Clients Need

After coming for diamonds and J. Crew, millennials are now looking to shake up another industry — hotels. Millennials want authentic, local experiences best found in independent or boutique hotels. Due to demand, this hotel industry segment is growing fast, doubling its market size between 2013 and 2019 before taking a hit in 2020.  For insurance…

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Food Truck Insurance: Top 4 Exposures To Know

Food trucks began gaining traction in 2008 as social media and a growing interest in street food converged. Los Angeles was home to the first Kogi taco food truck, while New York began serving dumplings out of a truck more than a decade ago.

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Hotel Insurance Costs and Coverages for Brokers in 2022

Coverages and costs. When it comes down to brass tacks, this is what matters to the insured. They want to know that their hotel insurance will cover them when they need it to and won’t cost them a small fortune. You need to put hotel insurance coverages and costs in perspective, so you can answer…

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Cyber Liability Insurance: A Quick Rundown from Distinguished

This Article Highlights: What cyber liability insurance is and key coverages Cost of cyber liability coverage How brokers can sell cyber coverage to hospitality clients In 2022, a panel of risk management experts declared cyber incidents the biggest threat to businesses worldwide. It beat out natural disasters (25%), pandemics (22%), and even supply chain disruptions…

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9 Restaurant Insurance Exposures You Need to Know

Restaurants face a number of exposures, including those that all businesses face and others that are specific to the industry and their operation. Restaurant insurance claims stem from property, liability, cyber, crime, and employment practices-related exposures. The key is in ensuring the right insurance program and protocols are in place to transfer and mitigate these…

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5 Reasons You Need Distinguished Restaurant Insurance

Distinguished is your one-stop shop for restaurant insurance needs. Watch this quick 1-minute video above highlighting our comprehensive coverage. Or read below to learn more: Reason #1: One-Stop Shop for Restaurants Distinguished offers Property, General Liability, Liquor Liability, EPLI, Umbrella, Cyber, and other product enhancements. You’ll be able to provide exclusive protection from an A+…

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The Case for Higher-Limit Hotel Umbrella Insurance

Hotels, for the most part, understand the need to purchase Commercial Umbrella insurance to extend the liability limits in their underlying policies such as General Liability. But what is key to driving home is the need for high-limit Hotel Umbrella insurance. It is critical in today’s litigious environment where nuclear verdicts and settlements are commonplace….

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14 Ways Hotels Can Mitigate Risk at Onsite Gyms

Accidents will happen… and they can happen at hotel gyms if proper precautions aren’t in place. Some of the worst injuries happen in workout settings. A guest trips over a kettle ball left on the floor while someone else tries yoga and sprains their back. So how can hotels mitigate risks at their onsite fitness…

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