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Risk Insight

Old Man Winter Ushers in Extra Parking Garage Safety Precautions

Now that winter is upon us throughout most of the country, it’s important for insureds to make accommodations in their parking garage safety precautions. During the winter months, parking garages and parking lots become an increased source of slips and falls, skidding impacts with structures and pedestrians, ceiling collapses, holiday muggings and vehicle break-ins, and…

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Winter Home Maintenance Checklist

Costly winter-wealth-related nuisances, like frozen pipes, can often be avoided with adequate preparation. But it isn’t always easy to know what needs to be done, especially for a new homeowner. Share this checklist with your insureds to keep winter maintenance simple.

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Carbon Monoxide Poisoning Prevention

Coined the “silent killer,” carbon monoxide (CO) is an invisible, odorless, colorless, tasteless gas that can be fatal. Carbon monoxide is found in the fumes produced any time fuel is burned in cars, small engines, stoves, grills, fireplaces, furnaces, etc. The most common symptoms of CO poisoning are headache, dizziness, weakness, upset stomach, vomiting, chest…

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Winter Fire Safety Tips

More home fires happen during the winter months than at any other time of the year. Heating, holiday decorations, winter storms, and candles all contribute to the increased risk of fire. As temperatures drop and people spend more time indoors, it is important to keep fire safety in mind. Read on for tips from the…

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Winter Sidewalk Liability

Winter is right around the corner and so is icy, slippery sidewalks, parking lots, and other surfaces and questions of liability regarding slips, trips, and falls. While business managers should be taking steps to mitigate risks, such as shoveling or salting surfaces, accidents can happen. And in the event of someone slipping on an icy…

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Get Ready for Slip, Trip, and Fall Season

The Centers for Disease Control and Prevention (CDC) estimates that more than one million Americans suffer a slip, trip, and fall injury and more than 19,000 people die in the U.S. annually because of these injuries. About 20% to 30% of people who experience a slip and fall will suffer moderate to severe injuries such…

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Fire Prevention Safety Tips

While deaths from fires have steadily decreased over the past several decades, thousands of Americans die by fire every year, and thousands more are injured. According to FEMA estimates,  the damage from fires cost over $25.6 billion in 2018 alone. Following a summer of record-breaking wildfires, comes the peak time for fire-related deaths: the winter…

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Preventing the Top Insurance Claim: Slips, Trips, and Falls

Year after year, slips, trips, and falls remain the number-one insurance claim for property owners. More than three million people visit the emergency room each year because of falls, according to the CDC (Centers for Disease Control and Prevention). The average hospital visit costs $30,000 to $50,000. Add in factors like ongoing medical bills and…

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What are the Risks of a Vacant Property?

As coronavirus wreaks havoc on the economy, many businesses have had to shutter their doors, some temporarily and others permanently. With less contents and risk of damage by occupants, you may think that vacant properties pose less risk than one that is occupied. But this is sadly not the case.

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Addressing, Reporting Misconduct in a Virtual Environment

With a shift to Work From Home (WFH), many companies may think they no longer have to worry as much about workplace misconduct. But that isn’t the case, because even with reduced physical interaction and many colleagues interacting virtually, cyberbullying, harassment, and discriminatory practices are still thriving.

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