Hotel Primary Insurance

Featuring crisis management for reputation protection

Group 1320@2x

Designed to Protect Your Hotel Clients

 

We view our partnership with our brokers and hotels/resorts as more than providing insurance. The reality is, we’re in the business of keeping guests safe and helping hotels and resorts navigate a crisis when a loss occurs.

Our Hotel Primary Insurance Program offers Property, General Liability, and Liquor Liability insurance coverage and is the longest-running program in the country.

Value, expertise, and experience your clients can rely on.

The Distinguished Hotel Primary Insurance program serves these hotel classes:

  • Mid-Scale
  • Boutique
  • Luxury
  • Resorts
big-globe@2x

World-Class Experts

Person (1)

Dedicated Claims Team

document@2x

Broad Coverages

Group 1303@2x

Longest-Running Program

Path 12198

National Coverage

Person (1)

Committed Claims Team

GENERAL LIABILITY INSURANCE FOR HOTELS

Accidents happen - protect your hotel clients with General Liability (GL) and Liquor Liability. GL insurance can help cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities.

Plus, when you go with Distinguished GL insurance, your hotel clients have piece of mind in the event of a Legionella incident (no exclusion!) and have access to Crisis Response services.

Asset 20@20x
Group 1326

PROPERTY INSURANCE FOR HOTELS

In addition to GL, Hotel Primary offers coverage for the hotel business property. Hotel Property insurance protects the physical buildings and structures from covered perils.

Some of our enhanced coverages include ordinance and law, spoilage, pollutant cleanup and removal, civil authority and emergency vacating expenses. Golf course and green coverage enhancements are also available.

Broad Coverage.

Our Hotel Primary Program Insurance provides General Liability, Liquor Liability, Property, and Auto Liability. Together with our high-limit Umbrellas, you can provide your clients' real protection.

Unmatched Solutions.

When you combine the expertise, service, excess limits, and the outstanding value of our Hotel Primary Insurance Program, you can ensure your clients are getting the coverage they need.

Industry-leading Expertise.

Complexity is an inherent part of serving this class of business. We help you tackle that complexity with our decades-long experience and expertise. We support you from submission through claims.

Dedicated Claims Service.

We hear from our brokers how important and valuable our dedicated claims management is for both them and their clients. When it counts, we'll be there.

Features

  • Mid-Scale
  • Boutique
  • Luxury Hotels
  • Resorts
  • $1M/$2M limits for GL and Liquor Liability 
  • Broad Form Named Insured coverage 
  • Crisis Response 
  • Professional Healthcare Services 
  • Fungi or Bacteria limited exclusion 
  • HNO/Owned Autos & Garagekeepers coverage 
  • Limits of Liability apply on a per-location basis, no cap
  • Includes Innkeepers (up to $1M limit of Liability; sublimit on guest’s cash to $25,000) 
  • Catastrophic Management coverage
  • Spoilage 
  • Pollutant cleanup and removal 
  • Ordinance or Law A, B, and C
  • Outdoor trees, shrubs and plants
  • Emergency vacating expense 
  • Realty tax coverage 
  • Civil authority coverage 
  • Business income - ingress and egress 
  • Food contamination
  • Golf course coverage enhancement available
  • Green coverage enhancement available
Ready To
Submit?

It's easy. Just go to our online portal and get started. If you haven't registered as a broker, you'll need to do that first. And if you need any help, we're here.

Resources

Express Hotel Umbrella Insurance

Learn why this fast, easy umbrella is ideal for smaller hotel clients.

Distinguished Hotel Umbrella Insurance

Get market-leading, high-limit umbrellas for midscale to luxury hotels.

Hotel Primary Insurance

Protect your hotel clients with Property, General Liability, Liquor Liability and Auto coverage.