Hotel Primary Insurance

Featuring crisis management for reputation protection

Designed to Protect Your Hotel Clients

We view our partnership with our brokers and hotels/resorts as more than providing insurance. The reality is, we’re in the business of keeping guests safe and helping hotels and resorts navigate a crisis when a loss occurs.

Our Hotel Primary Insurance Program offers General Liability, Liquor Liability and Auto Liability insurance coverage and is the longest-running program in the country. Property coverage is also available for select risks.

Value, expertise, and experience your clients can rely on.

The Distinguished Hotel Primary Insurance program serves these hotel classes:

  • Mid-Scale
  • Boutique
  • Luxury
  • Resorts
  • Higher-end Limited Service
City Clubs Umbrella

World-Class Experts

Hotel Primary Insurance

Dedicated Claims Team

Express Hotel Umbrella

Broad Coverages

Express Hotel Umbrella

Longest-Running Program

Express Real Estate Umbrella

National Coverage

Hotel Primary Insurance

Committed Claims Team

Get Started Today

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  1. Submission Requirements

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State Availability:

  • Available in all 50 states

Hotel Classes:

  • Mid-Scale
  • Boutique
  • Luxury Hotels
  • Resorts
  • Higher-end Limited Service 
  • $1M/$2M limits for GL and Liquor Liability
  • Property coverage available for some risks.  No coastal property. No frame or joisted masonry construction.
  • Broad Form Named Insured coverage 
  • Crisis Response 
  • Professional Healthcare Services 
  • Fungi or Bacteria limited exclusion 
  • HNO/Owned Autos & Garagekeepers coverage 
  • Limits of Liability apply on a per-location basis, no cap
  • Includes Innkeepers (up to $1M limit of Liability; sublimit on guest’s cash to $25,000) 
  • Catastrophic Management coverage


Accidents happen - protect your hotel clients with General Liability (GL) and Liquor Liability. GL insurance can help cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities.

Plus, when you go with Distinguished GL insurance, your hotel clients have piece of mind in the event of a Legionella incident (no exclusion!) and have access to Crisis Response services.

Hotel Primary Insurance

Broad Coverage.

Our Hotel Primary Program Insurance provides general liability, liquor liability, and auto liability. Property coverage is also available for select risks. Together with our high-limit Umbrellas, you can provide your clients' real protection.

Unmatched Solutions.

When you combine the expertise, service, excess limits, and the outstanding value of our Hotel Insurance Program, you can ensure your clients are getting the coverage they need.

Industry-leading Expertise.

Complexity is an inherent part of serving this class of business. We help you tackle that complexity with our decades-long experience and expertise. We support you from submission through claims.

Dedicated Claims Service.

We hear from our brokers how important and valuable our dedicated claims management is for both them and their clients. When it counts, we'll be there.

Ready To

It's easy. Just go to our online portal and get started. If you haven't registered as a broker, you'll need to do that first. And if you need any help, we're here.


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Distinguished Hotel Umbrella Insurance

Get market-leading, high-limit umbrellas for midscale to luxury hotels.

Hotel Primary Insurance

Protect your hotel clients with General Liability, Liquor Liability and Auto coverage.