Distinguished Blog - Community Associations
Market insights and industry news.
Community Association Team – Employee Highlight Videos
Distinguished Programs’ community association insurance team is made up of exceptional individuals who are dedicated to providing the highest level of service and support to their clients. Our team is composed of experienced underwriters, risk managers, and support staff who work together to deliver specialized insurance programs that meet the unique needs of community associations….
Explore Topics
Distinguished’s Guide to Crime and Fidelity Insurance for HOAs, COAs, and More
A strong sense of community, friendly neighbors, and well-maintained surroundings are just a few of the many reasons people love living in community associations. However, even in these seemingly ideal settings, crime and financial loss can still be a concern for HOAs and COAs. That’s where community association crime and fidelity insurance comes in. This…
Community Association Cyber Liability Insurance: A Complete Guide for HOAs, COAs, and More
As community associations continue to embrace technology, more and more sensitive data is getting stored online. Digitizing everything from membership login information to financial reports is convenient, but it also opens homeowners’ associations (HOAs), condominiums associations (COAs), and other organizations to the threat of cybercrime. For this reason, community associations need to understand their cyber…
Cyber Liability Insurance for At-Risk Industries
Seeking protection against cyber risks? Watch our specialists in this informative panel discussion to discover more about Cyber Liability insurance. Discover the importance of having comprehensive coverage, understand the different types of cyberattacks, and learn best practices for preventing them. Learn how to sell Cyber Liability insurance for community associations, hotels, and restaurants. Don’t miss…
Corporate Investors and their Impact on Community Associations and the Role of Insurance Brokers
A team of colleagues from the Distinguished Community Associations Team recently attended the 2023 CAI Annual Law Seminar, with a standout session “Hot Topics in Community Association Law: The Invasion of Real Estate Investment” on Thursday, January 12. The panel, featuring Darren Bevan from Baydaline & Jacobsen in Sacramento and Scott D. Weiss from Ortale,…
Meet Distinguished’s Community Associations Insurance Experts
At Distinguished, we understand the unique insurance needs of community associations. That’s why we have a team of experts dedicated to providing insurance solutions for HOAs, condos, and other types of community associations. We work with community association brokers to get the coverages their clients need. In this short video, we want to introduce you…
Broker’s Guide to Planned Unit Developments (PUD) Insurance
Statistics provided by iPropertyManagement reveal that homeowners associations (HOAs) manage 355,000 communities in the U.S., with an average of 22 new associations created each day. More than 50% of all homeowners live in HOA communities. Residential planned unit developments (PUDs), which include single-family homes, are governed by an HOA. Single-family homeowners in PUD communities are…
Community Association Insurance: The Who, What, and How for Brokers
Community associations come in all shapes and sizes. However, no matter whether your client represents an HOA, a COA, or some other collection of letters, they’ll need community association insurance to keep them financially secure. Insurance brokers who are working to grow their clientele need to understand who they’re selling to, what they want, and…
What You Need to Know About Condo Association Insurance
Selling condominium association insurance (COA insurance) for the first time comes with a steep learning curve. On the surface, COA insurance is simply coverage for the common areas and shared amenities within the building or complex. However, dig deeper and you’ll find layers of complexity that make every COA’s insurance needs unique. Everything from state…
D&O Insurance: 5 Scenarios Where Associations Needed Coverage
Directors and Officers (D&O) insurance is big business for brokers — in 2022, it is estimated to be a $12.58 billion industry in the US alone. It also should be a no-brainer decision for the association’s board of directors because it’s effectively a safety net for them. However, just because it should be obvious coverage…
HOA Insurance: Everything You and Your Clients Need to Know
Homeowners associations are complicated. They’re comprised of dozens of families, include shared public amenities, and spend hundreds of thousands of dollars on renovations, repairs, and general operations each year. With all of these responsibilities and people involved, problems will arise — and when they do, they’ll need a good broker with the right HOA insurance…