Distinguished Blog - Community Associations

Market insights and industry news.

Fall Home Maintenance Checklist

Fall is upon us, and homeowners need to prepare their homes for the dropping temperatures and changing leaves. By weatherproofing and performing preventative home maintenance, homeowners can protect their property from any unwelcome surprises and make their autumn more pleasant. Knowing what needs to be done, however, is not always easy. Share this checklist with…

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Disaster Management for Community Associations

Hurricane Ida is a recent reminder of the havoc severe weather can wreak on a community. Ida took out houses, trees, and utility poles, and knocked out power for more than one million Louisiana residents and water for another 600,000 people. It then triggered one of the worst urban flood disasters in U.S. history in…

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Party Time Is Back: Risks Inside Community Association Clubhouses

Many people, after a year of stay-at-home mandates and capacity restrictions for get-togethers, are planning private parties, such as birthday and anniversary celebrations; weddings, bar/bat mitzvahs, and christenings; and holiday celebrations or other special events. Those living in condos and other homeowner communities often use the community association’s clubhouse and other common areas, like the…

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The Devil’s in the Details: Performing a Deep Dive into Client Contractual Agreements

Our mutual clients, whether they are community associations or in the habitational or hospitality industries, have multiple contractual agreements with third-party suppliers and vendors of various services. Each agreement contains provisions on who is responsible for what and by when, insurance requirements, and ultimate liability in the event of a loss, among other issues. It’s…

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​​Insurers Focus on Increased Need for Inspections, Repairs for Older Buildings Amid the Surfside Condo Collapse

On June 24, part of the Champlain Towers South in Surfside, Florida, collapsed in the wee hours while many residents slept. To date, 97 residents have been confirmed dead. The catastrophic loss has sent shockwaves throughout this oceanfront community located in Miami-Dade County.

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Built to Rent Suburbs Picking Up Steam

Homeownership has been on the decline for decades, and not only among millennials. House prices have risen at a rate disproportionate to income, making homeownership increasingly unaffordable. Rent too has increased, contributing to Americans’ inability to afford down payments, but remains more affordable than homeownership.

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Tips for Having a Safe Summer BBQ

On average, 10,600 home fires are started by grills each year. Approximately 20,000 patients go to the emergency room each year for injuries involving grills, totaling upwards of $37 million in damages. As the weather heats up and summer barbecues commence, don’t become a statistic. Share these simple tips for safe grilling with your property-owning…

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Different Types of HOAs

Alternatively referred to as community associations, homeowner’s associations (HOAs) can often be found in residential communities. In fact, homeowner’s associations have become increasingly common in recent years. The Community Association Institute reports that about a quarter of (about 70 million) Americans live in some form of a community association. Given the growing popularity of community…

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Pool Safety Grants Available to State & Local Governments to Help Reduce Drowning Injuries, Deaths

More than 7,000 drowning deaths occur nationally each year, according to the National Safety Council, with drowning accidents the leading cause of death and injury of children under 5 years of age. Drowning is also the second-leading cause of injury-related death among children under the age of 15. Moreover, each year nearly 6,000 children under…

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Check-In on Community Association Deck Safety

As the weather heats up, condo owners begin to take advantage of their decks for some outdoor barbecuing with friends and families, extra room, and fresh air. While these decks are real assets when selling a unit, they could become a liability for community associations depending on who is responsible for maintenance and repairs. 

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Spring Home Maintenance Checklist

Homes are an investment and maintaining them is a must. As many homeowners know, however, it isn’t always easy to know what needs to be done. Spring has officially sprung, making it the perfect time to inspect for winter damage and prepare for the warmer months to come. Share this checklist with your insureds to…

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