Distinguished Blog - Restaurants

Market insights and industry news.

Restaurant Insurance in Chicago: Protecting Your Clients Ventures

Chicago hosts a diverse array of restaurants, each contributing to the city’s rich tapestry of flavors. With renowned eateries nestled in iconic neighborhoods like The Loop and beyond, the restaurant scene in Chicago is not just a part of its culture but a defining force in the city’s identity. However, with great opportunities come unique…

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Insuring Success: A Guide to Restaurant Insurance in California

According to the National Restaurant Association (NRA), California boasts more than 85,000 restaurants and drinking establishments throughout the state, bringing in an estimated $135.8 billion in sales in 2022. From bustling city streets to quaint coastal towns, each restaurant faces a unique set of risks that require thoughtful consideration. In this article, we uncover the…

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Restaurant Insurance 2.0: Addressing the Evolving Needs of Today’s Modern Restaurants

Hungry for success in the restaurant insurance market? If you missed our recent 30-minute webinar, “Restaurant Insurance 2.0: Addressing the Evolving Needs of Today’s Modern Restaurants,” don’t worry. You have the opportunity to gain essential insights into protecting your clients’ restaurants and spice up your sales strategies to boost business growth. Explore global trends reshaping…

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Restaurant Insurance: Specialty Coverage From Distinguished

Like any good chef will tell you, food is all about the details. Restaurant insurance is no different. Many general policies may look appetizing on the surface, but in reality, they lack crucial restaurant-specific coverages, like food spoilage, foodborne contamination, or business interruption. That’s why restaurant owners benefit from restaurant insurance coverage designed by experts…

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How Much Does Restaurant Insurance Cost?

Restaurants face a range of hazards that necessitate comprehensive insurance coverage. From General Liability to Cyber Liability and more, a restaurant’s insurance program should be tailored to its unique risks. However, determining the cost of restaurant insurance can be a complex process influenced by numerous factors. In this article, we will explore how insurers calculate…

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Behind the Counter: What Every Insurance Broker Should Know About Fast-Casual Restaurant Insurance

Running a fast-casual restaurant can be a high-risk business. From kitchen fires to customer accidents, there’s always a potential for something to go wrong. That’s where insurance comes in. But as an insurance broker, do you know everything you need to about fast-casual restaurant insurance? The fast-casual restaurant industry has experienced significant growth in recent…

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Cyber Liability Insurance for At-Risk Industries

Seeking protection against cyber risks? Watch our specialists in this informative panel discussion to discover more about Cyber Liability insurance. Discover the importance of having comprehensive coverage, understand the different types of cyberattacks, and learn best practices for preventing them. Learn how to sell Cyber Liability insurance for community associations, hotels, and restaurants. Don’t miss…

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Insuring New Restaurant Ventures: Challenges and Solutions for Insurance Brokers

Are you an insurance broker struggling to insure a new restaurant venture? As a broker, insuring new restaurant ventures can be challenging due to the increased risk of claims, liability concerns, and lack of experience. However, there are solutions to these challenges that can help you provide valuable coverage to these businesses. This article will…

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Restaurant Insurance Trends & Impact on Exposures

This is an excerpt from our free “Broker’s Guide to Restaurant Insurance” eBook. Click here to download your copy. Over the last couple of years, restaurants have implemented many changes to be able to run their operations during the pandemic, some of which were highly successful and continue today. Outdoor Dining Across the country, we saw…

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Restaurant Insurance: The Secret Ingredient to Building Your Portfolio

Brokers, are you ready to become the ‘master chef’ of restaurant insurance? Learn more about our Restaurant Insurance programs by watching our Q + A session recorded last week. Join us as we delve into the complex world of restaurants and answer your questions on restaurant insurance to help you build your business. Get the…

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Insurance for Caterers: What they Need to be Covered

If you’re expanding from insuring restaurants to also insuring catering businesses, you’d be forgiven for thinking that they’re practically the same. They both sell food, right? The truth is that insurance for caterers varies quite a lot from restaurants and requires you to understand the industry and what unique risks they face. Caterers need brokers…

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