Post Topic

Builder’s Risk Insurance

Can a Building Be Occupied During Construction?

Although home renovations have dropped in 2024 compared to last year, renovation spending is on track to reach $450 billion this year. Some of these renovations are small-budget remodeling projects, while others involve full-blown structural changes. On the commercial side, property owners and tenants are reimagining offices to accommodate flexible and agile workspaces, digital integration,…

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Unoccupied Property Insurance: A Broker’s Guide

Many people are unaware that unoccupied and vacant buildings often pose greater insurance risks than those that are occupied. Without anyone present to catch early signs of trouble, theft and vandalism can become more likely, while minor issues like small leaks can escalate into major flooding.  That’s why it’s crucial that your clients get comprehensive…

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Builder’s Risk Insurance: What Your Clients Need to Know

The moment construction begins, a property is at risk of damage. Whether it’s theft, accidental fires, floods, or more, there can be a number of major risks to these buildings.  That’s why it’s crucial that any property undergoing construction, improvements, or renovations has a comprehensive Builder’s Risk insurance policy. This kind of insurance policy is…

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Builder’s Risk Insurance in Colorado: Insuring the “Highest State”

Colorado boasts a landscape of mountains, canyons, lakes, high plains, and desert lands. People flock to the Centennial State for its beauty and quality of life. It’s one of the places in the country to expand your footprint in insuring residential and non-residential new builds and remodels. Distinguished offers a competitively priced, comprehensive Builder’s Risk…

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Builder’s Risk Insurance in Utah: Elevate Your Construction Protection

In 2023, Utah took the top spot for the most new home construction starts, with 11.7 new builds per 1,000 residents. It’s no surprise that the housing market is so hot, as people want to live in Utah, considering the state’s beauty, with its national parks, strong job market, and low crime rate. As new…

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Builder’s Risk Insurance in Arizona: Everything You Need to Know 

Arizona is currently experiencing unprecedented growth. Queen Creek and Maricopa, both in the Phoenix metropolitan area, are two of the fastest-growing cities in the US. All of this growth means more construction and, for insurance agents and brokers, more clients looking for competitive Builder’s Risk (BR) policies designed for the Arizona market.  So, with more…

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Builder’s Risk Insurance in Texas: Protecting Your Construction Projects

Houston is the number-one city for new-home construction, according to the U.S. Chamber of Commerce, followed by Dallas in the number-two spot. The Lone Star State has also witnessed a remarkable surge in commercial real estate development in recent years, with an estimated $70 billion invested in commercial construction projects during 2022. As construction activities…

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Building Success in the Bay State: The Power of Builder’s Risk Insurance in Massachusetts

In the bustling heart of Massachusetts’ construction landscape, Builder’s Risk insurance emerges as the silent guardian of every project, ensuring that risks are managed, and investments are secure. As the Bay State continues to witness a dynamic construction industry, with projects ranging from building restorations in Boston to innovative developments in Cambridge, understanding the nuances…

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Builder’s Risk Insurance in North Carolina: Coverage for Inland and Coastal Construction

North Carolina offers great attractions like the Great Smoky Mountains, historic cities, and lovely beaches. It’s also home to some of the fastest-growing areas. As cities expand, it’s crucial that your commercial and residential clients are insured during construction. Builder’s Risk Insurance in North Carolina is essential, especially when your clients are building near the…

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Builder’s Risk Insurance Q&A with Brian Rauber of Capitol Agency

Learn how Brian Rauber of Capital Insurance Agency binds Builders’ Risk coverage in minutes with our best-in-class products and enticing pricing. Download the full Case Study here. “It’s the perfect case scenario where I’ve got the price—and I’ve got the product that I can issue quickly. It’s literally a no-lose scenario for me. And in…

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