Museum Insurance Coverage
Distinguished Fine Art offers comprehensive museum insurance coverage designed to protect your institution's valuable collection.
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Museum Insurance Coverage Highlights
Our Comprehensive Coverage For Museums & Institutions Includes:
- Museum insurance coverage for owned and loaned art
- Deductibles from $1,000, $0 for incoming loans
- Worldwide Museum Insurance Coverage
- Flexible limits for exhibitions
- Shipping and warehousing included
- Covers outdoor sculptures
- Covers installations and commissioned works
- United States Indemnity Deductible coverage for up to $500,000
- Comprehensive Coverage for art reference libraries
- Artwork owners and lenders included as loss payees
- We support your stewardship over a large and varied collection of objects
Easy To Submit
- Because we’re experts, we designed our application process to make sense for your particular collection
- Easy to quote-bind-issue museum collections with limits up to $2M through the Broker Connect portal
Cyber Insurance for Museums & Art Galleries
Museums and art galleries are prime targets for hackers—handling everything from credit card payments to sensitive donor data. One breach can mean major financial and reputational damage. That’s where Distinguished’s Cyber Insurance comes in. With broad first- and third-party coverage, ransomware protection, limits up to $1M (and higher on request), plus 24/7 crisis support, our policy gives organizations the protection they need. Backed by a market-leading insurer, it’s the smart way to safeguard your clients and strengthen their existing museum or art gallery insurance.
Worldwide Exhibits
Flexible Exhibition
Fine Art Experts
At Distinguished, You Have Our Entire Talented Team In Your Corner
Our team is highly experienced in the art and collectibles markets. We have immediate access to a vast network of industry experts to help us guide your museum insurance coverage needs. Our service pledge is to provide you with prompt and courteous response times, from underwriting needs to claims experiences.
Exclusive Insurance Sponsor
Preferred Insurance Provider
Our Features
Our Museum Insurance Coverage is Tailored for:
- Personal and corporate collections
- Museums and institutions, including municipalities, county, and state collections
- Dealers and auction houses
- Artists
- And more
We insure:
- Fine Art
- Sports Memorabilia
- Entertainment Memorabilia
- Wine and Spirits
- Antiques and Antique Furniture
- Stamps
- Comics
- Books & Manuscripts
- Coins
- Furs
- Glass or Pottery
- Couture Clothing and Handbags
- And more
- Capacity up to $150M with no aggregation issues
- Backed by AM Best A XIII rated carrier on admitted paper
- Available in all 50 states
- Flexible billing options including agency, direct, and installments on direct
- Experienced in-house underwriting and claims teams
- Competitive commissions
- Quote-bind-issue collections with limits up to $2,000,000 through the Broker Connect portal
- Responsive service and quick turnaround on submissions
- Limits up to $150M available for single risks.
- For smaller collections, limits up to $2M available on the Broker Connect portal.
Museum collections with limits up to $2,000,000
- Register your agency if not already registered
- Quote-bind-issue through the Broker Connect portal
For collections with limits up to $150,000,000
- Register Your Agency if not already registered
- Complete Application
Additional Location Application
Artist Application
Conservator Application
Corporate Collection Application
Dealer Application
Exhibition Application
Museum Application
Personal Collection Application - Submit Application: [email protected]
To get more information on our coverage, submit business or communicate with an underwriter, contact our team [email protected] or feel free to submit an inquiry via our contact form here
New Submissions: [email protected]
Accounting: [email protected]
Claims Reporting: [email protected]
Report all losses to Distinguished Fine Art & Collectibles:
- Email: [email protected]
- Phone: (888)764-9587
Ready to Submit?
It’s easy. Just go to our online portal and get started. If you haven’t registered as a broker, you’ll need to do that first. And if you need any help, we’re here.
Fine Art and Collectibles Resources
Fine Art and Collectibles Insurance – Program Overview
General overview for our Fine Arts & Collectibles Insurance Program
Fine Art & Collectibles – Private Collection Insurance
Insurance for private collections
Fine Art & Collectibles – Artist Insurance
The ultimate solution for career artists with well-established sales history and gallery representation.
Fine Art & Collectibles – Exhibition Insurance
Our comprehensive policy safeguards traditional art, technology-based masterpieces, and historic artifacts
Fine Art & Collectibles – Dealer Insurance
We provide tailored insurance coverage for dealers needs including installation, handling, and shipping.
Fine Art & Collectibles – Corporate Collection Insurance
Specialty coverage for the unique business asset that needs protection
Fine Art & Collectibles – Museum Insurance
Coverage for museum collections including owned (permanent collection) & loaned (short & long-term) objects
Cyber for Museums and Art Galleries
Provide your clients with an affordable way to protect sensitive data and keep operations running smoothly.