Distinguished Blog - Risk Insight

Market insights and industry news.

A Sea of Litigation: Risk Management for Resort Waterparks, Waterslides

With the warm weather around the corner and after a year of safer-at-home guidelines and resort waterpark closures and/or limited-capacity mandates, operations are now getting ready for returning guests.  As fun as waterparks and slides are, they can also be dangerous with people getting hurt, sometimes severely. Slip and fall injuries are common as guests…

Read More...

How to Prepare for an Earthquake

While we typically associate earthquakes with the west coast, they can occur anywhere at any time. Faults are buried deep underground in the central and eastern regions of the United States. These areas are categorized as seismic zones and experience hundreds of small earthquakes every year, but damaging shocks can occur too. The probability for…

Read More...

Liability Pitfalls for Hotels Providing Insured Vehicles to Their Guests

Car companies like BMW, Mercedes, and Porsche have been teaming up with hotels for years to provide guests with vehicles – particularly luxury cars. It’s a way to drive up recognition of their respective brands among both leisure and business travelers. Some brands even offer loaner cars that allow guests to experience new models while…

Read More...

Old Man Winter Ushers in Extra Parking Garage Safety Precautions

Now that winter is upon us throughout most of the country, it’s important for insureds to make accommodations in their parking garage safety precautions. During the winter months, parking garages and parking lots become an increased source of slips and falls, skidding impacts with structures and pedestrians, ceiling collapses, holiday muggings and vehicle break-ins, and…

Read More...

Winter Home Maintenance Checklist

Costly winter-wealth-related nuisances, like frozen pipes, can often be avoided with adequate preparation. But it isn’t always easy to know what needs to be done, especially for a new homeowner. Share this checklist with your insureds to keep winter maintenance simple.

Read More...

Carbon Monoxide Poisoning Prevention

Coined the “silent killer,” carbon monoxide (CO) is an invisible, odorless, colorless, tasteless gas that can be fatal. Carbon monoxide is found in the fumes produced any time fuel is burned in cars, small engines, stoves, grills, fireplaces, furnaces, etc. The most common symptoms of CO poisoning are headache, dizziness, weakness, upset stomach, vomiting, chest…

Read More...

Winter Fire Safety Tips

More home fires happen during the winter months than at any other time of the year. Heating, holiday decorations, winter storms, and candles all contribute to the increased risk of fire. As temperatures drop and people spend more time indoors, it is important to keep fire safety in mind. Read on for tips from the…

Read More...

Winter Sidewalk Liability

Winter is right around the corner and so is icy, slippery sidewalks, parking lots, and other surfaces and questions of liability regarding slips, trips, and falls. While business managers should be taking steps to mitigate risks, such as shoveling or salting surfaces, accidents can happen. And in the event of someone slipping on an icy…

Read More...

Get Ready for Slip, Trip, and Fall Season

The Centers for Disease Control and Prevention (CDC) estimates that more than one million Americans suffer a slip, trip, and fall injury and more than 19,000 people die in the U.S. annually because of these injuries. About 20% to 30% of people who experience a slip and fall will suffer moderate to severe injuries such…

Read More...

Fire Prevention Safety Tips

While deaths from fires have steadily decreased over the past several decades, thousands of Americans die by fire every year, and thousands more are injured. According to FEMA estimates,  the damage from fires cost over $25.6 billion in 2018 alone. Following a summer of record-breaking wildfires, comes the peak time for fire-related deaths: the winter…

Read More...

Preventing the Top Insurance Claim: Slips, Trips, and Falls

Year after year, slips, trips, and falls remain the number-one insurance claim for property owners. More than three million people visit the emergency room each year because of falls, according to the CDC (Centers for Disease Control and Prevention). The average hospital visit costs $30,000 to $50,000. Add in factors like ongoing medical bills and…

Read More...