Distinguished Blog - Hospitality & Restaurants
Market insights and industry news.
Why Cyber Insurance Is Critical for Limited-Service, Franchise Hotels’ Business Continuity
Hotels are favorite targets of cybercriminals, who are upping their game with increasingly sophisticated tactics to breach and shut down networks, demanding a ransom to get a system back online, and duping employees into providing confidential data and wire transfer of money. According to Cornell University and Freedom Pay research, 31% of hospitality providers have…
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Cyber Liability Insurance for At-Risk Industries
Seeking protection against cyber risks? Watch our specialists in this informative panel discussion to discover more about Cyber Liability insurance. Discover the importance of having comprehensive coverage, understand the different types of cyberattacks, and learn best practices for preventing them. Learn how to sell Cyber Liability insurance for community associations, hotels, and restaurants. Don’t miss…
How To Prevent Legionnaires’ Disease In Hotels and Resorts
As the world opens up again, the travel industry is booming, and hotels and resorts are gearing up to welcome guests again. While hotels have implemented stricter cleaning measures to provide a safe and healthy environment for guests, an unseen risk can put guests and employees at risk: Legionnaires’ disease.
Insuring New Restaurant Ventures: Challenges and Solutions for Insurance Brokers
Are you an insurance broker struggling to insure a new restaurant venture? As a broker, insuring new restaurant ventures can be challenging due to the increased risk of claims, liability concerns, and lack of experience. However, there are solutions to these challenges that can help you provide valuable coverage to these businesses. This article will…
The Case for Higher-Limit Hotel Umbrella Insurance
As an insurance broker, it’s important to understand the current litigious environment and the importance of offering high-limit Hotel Umbrella insurance to your clients. Hotels, in general, recognize the necessity of purchasing Commercial Umbrella insurance to extend their liability coverage in underlying policies such as General Liability. But what is key to driving home is…
Distinguished Programs Announces New Program with Core Specialty for Hotel General Liability Coverage
Distinguished Programs (“Distinguished”), a national insurance program manager, today announces a new underwriting program with Core Specialty, an insurance holding company operating through StarStone Specialty Insurance Company (“StarStone”), offering a diversified range of property and casualty insurance products. Distinguished will work with Core Specialty to provide General Liability & Auto Liability coverage for hotels. “We…
Restaurant Insurance Trends & Impact on Exposures
This is an excerpt from our free “Broker’s Guide to Restaurant Insurance” eBook. Click here to download your copy. Over the last couple of years, restaurants have implemented many changes to be able to run their operations during the pandemic, some of which were highly successful and continue today. Outdoor Dining Across the country, we saw…
Umbrella Insurance for City Clubs: A Broker’s Guide
In this article, we examine the ins and outs of umbrella insurance for city clubs. Also known as a social club or business club, a city club is membership-based and, as its name implies, is often located in an urban area close to its members’ homes or offices. It’s a place where people can socialize, network,…
Casino Umbrella Insurance: The Safe Bet
Walk into any casino or hotel-casino, and you are immediately transported to another reality by the barrage of noises from the spins of slot machines, the ding and dong of games, coins hitting metal, and the pitter-patter of the those running the games. There’s also the hustle and bustle of the wait staff and the…
What are the Main Coverages of Hotel Primary Insurance?
This is an excerpt from our free “Broker’s Guide to Hotel Primary Insurance” eBook. Click here to download your copy. The hotel primary insurance coverages – that is, the direct, first layers of hotel insurance coverage – for a hotel operation should include General Liability (GL), Liquor Liability, Commercial Property, Commercial Auto Liability and Garagekeepers policies….
Resort Insurance: Why High-Limit Umbrella Coverage Is Essential
In this article, we will explore the key differentiator in a robust resort insurance program – the umbrella policy. Americans hit the road and took to the skies in earnest this summer, with resorts filling up fast following two years of the pandemic which hit the hospitality and tourism industries hard. Whether it’s a trip…