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Restaurant Insurance

Fine Dining Restaurant Insurance: The Details Brokers Need

Fine dining experiences set themselves apart by attending to the details. Every bite, ingredient, and placement on the dish has been carefully considered so that the customer just has to sit back and enjoy. When shopping for insurance, restauranteurs expect the same level of professionalism — every policy, price, and coverage needs to perfectly complement…

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Food Truck Insurance: Top 4 Exposures To Know

Food trucks began gaining traction in 2008 as social media and a growing interest in street food converged. Los Angeles was home to the first Kogi taco food truck, while New York began serving dumplings out of a truck more than a decade ago.

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9 Restaurant Insurance Exposures You Need to Know

Restaurants face a number of exposures, including those that all businesses face and others that are specific to the industry and their operation. Restaurant insurance claims stem from property, liability, cyber, crime, and employment practices-related exposures. The key is in ensuring the right insurance program and protocols are in place to transfer and mitigate these…

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5 Reasons You Need Distinguished Restaurant Insurance

Distinguished is your one-stop shop for restaurant insurance needs. Watch this quick 1-minute video above highlighting our comprehensive coverage. Or read below to learn more: Reason #1: One-Stop Shop for Restaurants Distinguished offers Property, General Liability, Liquor Liability, EPLI, Umbrella, Cyber, and other product enhancements. You’ll be able to provide exclusive protection from an A+…

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How Much Does Restaurant Insurance Cost?

Restaurants require protection against many different types of hazards. To address their various risks, General Liability, Commercial Property, EPLI, Cyber Liability, and Umbrella Liability are just some of the coverages that should make up a restaurant’s insurance program. But how do insurers determine the restaurant insurance cost? The cost of a restaurant insurance program depends…

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Ghost Kitchens Insurance Package… A Closer Look

Ghost kitchens, also known as “cloud” or “virtual kitchens,” are cooking facilities chefs and restauranteurs can lease. There are no dining rooms, seats, tables, waiters, hosts/hostesses, cashiers, or patrons. As one publication described them, ghost kitchens are sort of the “We Work” for chefs. In essence, they are physical spaces for operators to create off-premises…

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How to Be Prepared for Cyber Monday Hacks

Cyber Monday is the appointed day when people frantically shop online for the best deals in time for the holidays. Everything from TVs, phones, and laptops to mattresses and appliances are promoted as being available at the lowest price all year. According to Adobe’s yearly shopping insights report, retailers reported a whopping $10.8 billion in…

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Restaurant Delivery Driver Safety Measures

The pandemic caused restaurant deliveries to surge in 2020. Sales for the U.S. food-delivery business were about $51 billion last year, increasing by $28 billion from 2019, according to a report commissioned by the Columbia Business School and Emory University’s Goizueta Business School. Using credit-card, geolocation, and restaurant-listings data, the report found that about $19…

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Cyber Rates Are Going Up, but Purchasing Coverage Is More Important Than Ever

While many of the cyberattacks that get press are against high-profile entities or organizations, all types and sizes of business, including hotels and restaurants, are vulnerable to the sophisticated methods utilized by today’s cybercriminals – from phishing to ransomware and scareware tactics. Additionally, cybercriminals have upped their game with attacks rising consistently over the last…

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Robot Waiters During the Labor Shortage

He glides up to your table carrying four trays of food, beaming an emoji-like grin — and he’s fast, often reacting within a fraction of a second. Meet Matradee, a robot waiter created by Richtech Robotics, and he’s what many restaurants need right now. In a time when restaurant labor is scarce these robots are…

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