Post Topic
Restaurant Insurance
Insuring New Restaurant Ventures: Challenges and Solutions for Insurance Brokers
Are you an insurance broker struggling to insure a new restaurant venture? As a broker, insuring new restaurant ventures can be challenging due to the increased risk of claims, liability concerns, and lack of experience. However, there are solutions to these challenges that can help you provide valuable coverage to these businesses. This article will…
Restaurant Insurance Trends & Impact on Exposures
This is an excerpt from our free “Broker’s Guide to Restaurant Insurance” eBook. Click here to download your copy. Over the last couple of years, restaurants have implemented many changes to be able to run their operations during the pandemic, some of which were highly successful and continue today. Outdoor Dining Across the country, we saw…
A Broker’s Guide to Fast-Casual Restaurant Insurance
The fast-casual restaurant sector is projected to be valued at $209 billion by 2027 and is among the fastest-growing food chain types in the industry, according to Allied Market Research. Fast-casual restaurants fall somewhere between fast-food operations and restaurants with full-table service. At a fast-casual restaurant, you typically order at the counter either to sit…
Specialized Restaurant Insurance: Costs, Coverages, and Exposures
Like any good chef will tell you, food is all about the details. Restaurant insurance is no different. Many general policies may look appetizing on the surface, but in reality, they lack crucial restaurant-specific coverages, like food spoilage, foodborne contamination or business interruption. That’s why restaurant owners need insurance policies designed specifically for restaurants by…
Restaurant Insurance: The Secret Ingredient to Building Your Portfolio
Brokers, are you ready to become the ‘master chef’ of restaurant insurance? Learn more about our Restaurant Insurance programs by watching our Q + A session recorded last week. Join us as we delve into the complex world of restaurants and answer your questions on restaurant insurance to help you build your business. Get the…
Insurance for Caterers: What they Need to be Covered
If you’re expanding from insuring restaurants to also insuring catering businesses, you’d be forgiven for thinking that they’re practically the same. They both sell food, right? The truth is that insurance for caterers varies quite a lot from restaurants and requires you to understand the industry and what unique risks they face. Caterers need brokers…
Fine Dining Restaurant Insurance: The Details Brokers Need
Fine dining experiences set themselves apart by attending to the details. Every bite, ingredient, and placement on the dish has been carefully considered so that the customer just has to sit back and enjoy. When shopping for insurance, restauranteurs expect the same level of professionalism — every policy, price, and coverage needs to perfectly complement…
Food Truck Insurance: Top 4 Exposures To Know
Food trucks began gaining traction in 2008 as social media and a growing interest in street food converged. Los Angeles was home to the first Kogi taco food truck, while New York began serving dumplings out of a truck more than a decade ago.
9 Restaurant Insurance Exposures You Need to Know
Restaurants face several exposures, including those that all businesses face and others specific to the industry and their operation. Restaurant insurance claims stem from property, liability, cyber, crime, and employment practices-related exposures. The key is to ensure the right insurance program and protocols are in place to transfer and mitigate these risks. PROPERTY RESTAURANT INSURANCE…
5 Reasons You Need Distinguished Restaurant Insurance
Distinguished is your one-stop shop for restaurant insurance needs. Watch this quick 1-minute video above highlighting our comprehensive coverage. Or read below to learn more: Reason #1: One-Stop Shop for Restaurants Distinguished offers Property, General Liability, Liquor Liability, EPLI, Umbrella, Cyber, and other product enhancements. You’ll be able to provide exclusive protection from an A+…