Distinguished Blog - Insurance Made Easy
Market insights and industry news.
Volatile Organic Compounds: The Silent Threat You Need to Know About and How Environmental Insurance Can Help
In the realm of insurance, there’s a unique opportunity that combines the responsibility of safeguarding businesses with a profound commitment to protecting our environment. This opportunity revolves around Volatile Organic Compounds (VOCs) and the insurance solutions designed to mitigate the risks associated with them. VOCs, as defined by the Environmental Protection Agency (EPA), are ubiquitous…
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Must-Have Inclusions in Your Art Insurance Policy
People collect art for many different reasons. Some have a passion for fine art, while others love discovering emerging artists or incorporating valuable art pieces as part of their asset portfolio. Families acquire artwork as a means of passing down their legacy to their children. A number of businesses invest in art collections curated to…
Builder’s Risk Insurance Q&A with Brian Rauber of Capitol Agency
Learn how Brian Rauber of Capital Insurance Agency binds Builders’ Risk coverage in minutes with our best-in-class products and enticing pricing. Download the full Case Study here. “It’s the perfect case scenario where I’ve got the price—and I’ve got the product that I can issue quickly. It’s literally a no-lose scenario for me. And in…
Art Collection Protection: A Guide for Insurance Brokers during Hurricane Season
Art collections are priceless and irreplaceable. In the event of a natural disaster such as a hurricane, financial loss can be devastating. That’s why it’s crucial that clients rely upon their brokers to fully understand their exposure and ensure they’re obtaining appropriate protection for their collections. In this guide, we will provide you with important…
Mixed-Use Property Insurance: A Broker’s Guide From Distinguished
Cities are getting smaller. Not because there are fewer people there (the opposite is true in most cases) or because there is less investment, but because cities are embracing density through an increase in mixed-use properties. For instance, in Nashville, nearly 1 in 5 new apartment buildings built between 2012-2021 were classified as mixed-use. Plus,…
Distinguished’s Guide to Crime and Fidelity Insurance for HOAs, COAs, and More
A strong sense of community, friendly neighbors, and well-maintained surroundings are just a few of the many reasons people love living in community associations. However, even in these seemingly ideal settings, crime and financial loss can still be a concern for HOAs and COAs. That’s where community association crime and fidelity insurance comes in. This…
How Much Does Restaurant Insurance Cost?
Restaurants face a range of hazards that necessitate comprehensive insurance coverage. From General Liability to Cyber Liability and more, a restaurant’s insurance program should be tailored to its unique risks. However, determining the cost of restaurant insurance can be a complex process influenced by numerous factors. In this article, we will explore how insurers calculate…
Community Association Cyber Liability Insurance: A Complete Guide for HOAs, COAs, and More
As community associations continue to embrace technology, more and more sensitive data is getting stored online. Digitizing everything from membership login information to financial reports is convenient, but it also opens homeowners’ associations (HOAs), condominiums associations (COAs), and other organizations to the threat of cybercrime. For this reason, community associations need to understand their cyber…
When & Why Contractors Should Consider a Project-Specific CPL Insurance Policy
If you’re a commercial lines broker, you have undoubtedly handled construction-related accounts. Whether it’s for general contractors or trade contractors like electrical, plumbing, or roofers, you are probably well-versed in their practice policy needs. And while a practice policy can address most of your client’s needs, there are times when the project at hand calls…
The Benefits of Project-Specific Contractor’s Pollution Legal Liability Insurance
Construction projects require significant planning and resources. As the project progresses, one of the most important risk management practices is to ensure that everyone involved is adequately insured in case of a liability issue. Project-specific Contractor’s Pollution Legal Liability insurance (CPL) provides a unique opportunity to tailor an insurance policy to each construction project’s exact…
Behind the Counter: What Every Insurance Broker Should Know About Fast-Casual Restaurant Insurance
Running a fast-casual restaurant can be a high-risk business. From kitchen fires to customer accidents, there’s always a potential for something to go wrong. That’s where insurance comes in. But as an insurance broker, do you know everything you need to about fast-casual restaurant insurance? The fast-casual restaurant industry has experienced significant growth in recent…