Distinguished Blog - Hospitality & Restaurants

Market insights and industry news.

Hotel Primary Insurance: A Check-In to Success for Insurance Brokers

Ready to boost your expertise in Hotel Primary Insurance? If you missed our recent 30-minute webinar, “Hotel Primary Insurance: A Check-In to Success for Insurance Brokers,” don’t worry. You have the opportunity to learn game-changing sales strategies and insider knowledge that will set you apart from the competition. Hear from industry experts as they discuss…

Read More...

Help Customers Understand the Importance of Umbrella Coverage

Here at Distinguished a lot of our customers question why umbrella coverage is necessary, especially for entities like condominium associations that aren’t perceived to be high risk. Most feel confident that they won’t experience severe losses, and consequently that they don’t need to spend money they may not have in order to purchase an umbrella…

Read More...

Embracing New Restaurants in a Stable Market

Check out Rough Notes for info on the current pulse of insuring bars and restaurants, which are often product leaders in the hospitality industry.

Read More...

Hotels Are a Target for Cyberattacks

The last thing your hotel guests want to discover is that your computer system suffered a cyber breach and all their personal information was leaked. The hospitality industry continues to be a target for cyberattacks due to the wealth of e-info it amasses—credit cards, names, addresses, just to name a few. When a cyberattack hits,…

Read More...

Top uncovered exposure for a hotel may surprise you

Slip-and-fall injuries are undoubtedly the most common claims in the hospitality sector. But there is another hazard that is making a serious comeback—and is often an uncovered exposure in policies, resulting in costly losses. That risk is legionella, which can be found in water systems, like showers, pools, and fountains, and new bacterial outbreaks have…

Read More...

ProHost USA Acquired By Distinguished Programs

Our restaurant program just got a new addition to its menu! Distinguished Programs is excited to announce the acquisition of ProHost USA, a leading specialty insurance program in the hospitality industry. Based in Minneapolis, ProHost has a strong 30-year track record of providing tailored packages for family, fine dining, and fast casual restaurants as well as…

Read More...

Hotel Security Improved Since Vegas

Hotel security protocol has upped the ante in the nearly year and a half since the Mandalay Bay mass shooting in Las Vegas, which claimed the lives of 58 concertgoers at a nearby musical festival. Brooks Chase, president of Distinguished Specialty, was featured in Resort Trades, where he spoke to the changing landscape of the…

Read More...

How to Avoid the High Costs of Liquor Liability Claims

An evening spent drinking at a Charlotte-based eatery ended in devastation. After consuming about ten drinks within two hours, a bar patron made a decision that he would live to regret—and that would change others’ lives forever. He decided to drive. The customer got into his car, put the pedal to the metal, and slammed…

Read More...

Claim Story – Gun Violence and How You Can Avoid It

Fatal gun violence is becoming a national epidemic, and the tragic aftermath can leave a lasting scar on families, communities and the businesses involved. Below, we tell the story of a popular Chicago hotel and outline some key points on how to help prevent a fatal shooting on your property.

Read More...

Top 3 Emerging Hotel Risks – Hotel Executive

Over the last decade, it’s become clear that hotel risks have evolved dramatically. Through unfortunate events like the Las Vegas shooting and different movements that have emerged, we’ve learned that hotel owners and operators must develop a dependable plan around how they’ll protect their guests, their data, and their employees along with their data. To…

Read More...

Infographic – The High Cost of a Damaged Reputation

Violence on your property can cost you your reputation and a whole lot more. When an event occurs that damages a company’s reputation, exorbitant amounts of money can be spent on everything from lawsuits, personnel expenses, and marketing to repair the brand’s name. Investments already made to the brand might have to be reevaluated and…

Read More...