Distinguished Blog - Risk Insight
Market insights and industry news.
Builder’s Risk Insurance in Arizona: Everything You Need to Know
Arizona is currently experiencing unprecedented growth. Queen Creek and Maricopa, both in the Phoenix metropolitan area, are two of the fastest-growing cities in the US. All of this growth means more construction and, for insurance agents and brokers, more clients looking for competitive Builder’s Risk (BR) policies designed for the Arizona market. So, with more…
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From the Labor Law 240 Claim Files – More than Just a Pain in the Neck
While a kitchen remodel was underway in the ground-floor apartment of his four-unit brownstone in Bed-Stuy, Professor Walter Montgomery was threatened with an unexpected expense that tested the strength of his liability coverage.
5 Years Later—5 Lessons We Learned from Hurricane Sandy
Five years ago, Hurricane Sandy blasted its way through the Caribbean and up the coast of the U.S., resulting in $70 billion in damages and 233 lives lost. When it hit the greater New York area at high tide, the storm surged and then moved slow, resulting in devastating damage. Hard truths were learned back…
A Spooky but True Halloween Story
In honor of Halloween today, we’re re-sharing one of our claims that came in through our City Homes program a while ago. On a cold, dark night in early November, snow and ice glazed the sidewalks up and down the block. Tired building owners shuffled out at first light to make sure their patches of sidewalk…
Hurricane Harvey Preparation Guide
Hurricane Harvey is the first major hurricane to hit Texas since 2008 (Hurricane Ike, category 2). It’s scheduled to make landfall on Saturday and expected to bring enough rain to overwhelm bayous and flood large swathes of land. Texas, particularly Houston, is flood-prone and no stranger to the many scenarios which may occur this weekend,…
Discrimination: On “Adult Swim” and Playpens in the Pool Area
Pool rules and pet regulations may seem like no-brainers at first to community associations. But are you entirely aware of what posted rules can constitute discrimination?
When the Hoarding Hits the Fan
Hoarding. It can manifest in a few different ways, but the bottom line is clear: It’s a serious problem that needs to be addressed. The hoarder isn’t the only one at risk here, so are adjacent neighbors, property owners, and community associations. If a property owner or community association ignores a problem, they could be…
Managing Risk: Preventing Legionella
Updated July 6, 2017: Recent Cases Underscore Legionella Exposure Since we originally wrote this article there have been several new cases of Legionella reported where people have died and fell ill. In June, one person died and six became ill in the Lenox Hill neighborhood in New York where investigators are looking into the air-conditioning…
Going to the Chapel, and We’re Gonna Get…. Sick?
Just imagine, you’ve been planning your wedding for months and after the big day finally comes you, your partner and dozens of guests fall ill, complaining of diarrhea, fatigue, nauseousness, sweating, and chills. That’s exactly what happened to a couple and their guests following their wedding reception, which was held at an Atlanta hotel. It…
Playground Safety Checklist
It’s that time of year again when the sound of children running around in playgrounds across our neighborhoods fills the air. It’s also a time for heighted precautions because as fun as a playground can be, it’s also a place where kids can get seriously injured. More than 200,000 children ages 14 and younger are…