Distinguished Blog - Risk Insight
Market insights and industry news.
Builder’s Risk Insurance in Arizona: Everything You Need to Know
Arizona is currently experiencing unprecedented growth. Queen Creek and Maricopa, both in the Phoenix metropolitan area, are two of the fastest-growing cities in the US. All of this growth means more construction and, for insurance agents and brokers, more clients looking for competitive Builder’s Risk (BR) policies designed for the Arizona market. So, with more…
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Sedgwick Contractor Helps Mitigate Risks During Remodeling and Repairs
Sedgwick Repair Services provides customized managed repair, restoration, and mitigation through its network of certified local, regional and national contractors. Members of Distinguished Programs – insureds in our New York Brick & Brownstone Program, City Multi-Family Insurance, City Landlord Insurance, and City Condominium Insurance – have access to Sedgwick’s network of trusted contractors whose insurance…
Risk Management for Resort Waterparks
With the warm weather around the corner and after a year of safer-at-home guidelines and resort waterpark closures and/or limited-capacity mandates, operations are now getting ready for returning guests. As fun as waterparks and slides are, they can also be dangerous with people getting hurt, sometimes severely. Slip and fall injuries are common as guests…
Liability Risks with Cigar Bars, Hookah Lounges in Casinos and Resorts
Casinos and resorts throughout the country, including in Las Vegas, Los Angeles, and Florida, joined the cigar bar craze years ago, offering clientele the opportunity to light up while sipping exotic cocktails or flights of whisky or bourbon. Cigar bars became the perfect venue for buddies to throw a bachelor party with themed atmospheres that…
Earthquake Preparation for Property Owners
While we typically associate earthquakes with the west coast, they can occur anywhere at any time. Faults are buried deep underground in the central and eastern regions of the United States. These areas are categorized as seismic zones and experience hundreds of small earthquakes every year, but damaging shocks can occur too. The probability for…
Driver Liability Pitfalls for Hotels Providing Insured Vehicles to Their Guests
Car companies like BMW, Mercedes, and Porsche have been teaming up with hotels for years to provide guests with vehicles – particularly luxury cars. It’s a way to drive up recognition of their respective brands among both leisure and business travelers. Some brands even offer loaner cars that allow guests to experience new models while…
Old Man Winter Ushers in Extra Parking Garage Safety Precautions
Now that winter is upon us throughout most of the country, it’s important for insureds to make accommodations in their parking garage safety precautions. During the winter months, parking garages and parking lots become an increased source of slips and falls, skidding impacts with structures and pedestrians, ceiling collapses, holiday muggings and vehicle break-ins, and…
Are Ski Resorts Liable for Accidents on the Slopes?
From New England to the Rocky Mountains, the United States is home to countless ski resorts. A popular winter activity, skiing is a great way to get some exercise and enjoy the winter. However, skiing can be very dangerous, with some accidents resulting in fatal injuries. What happens when injuries occur on the slopes at…
Winter Home Maintenance Checklist
Costly winter-wealth-related nuisances, like frozen pipes, can often be avoided with adequate preparation. But it isn’t always easy to know what needs to be done, especially for a new homeowner. Share this checklist with your insureds to keep winter maintenance simple.
Carbon Monoxide Poisoning Prevention
Coined the “silent killer,” carbon monoxide (CO) is an invisible, odorless, colorless, tasteless gas that can be fatal. Carbon monoxide is found in the fumes produced any time fuel is burned in cars, small engines, stoves, grills, fireplaces, furnaces, etc. The most common symptoms of CO poisoning are headache, dizziness, weakness, upset stomach, vomiting, chest…
Safety Guide: Holiday Travel during Covid
This holiday season, travel safety comes with a long list of pandemic-related restrictions, advisories, and recommendations by airlines and states as COVID-19 cases continue to surge. Before making plans – whether you’re getting on a plane or in a car to see family and friends or taking a vacation – be sure you are well…