Post Topic
Hospitality & Restaurant Insurance
The Restaurant Insurance Package that Keeps on Giving
Restaurant owners face a number of risks in their daily operations that include exposures such as premises liability and property damage covered by a standard insurance program. But there are many other risks that require the responsiveness of a special Restaurant Package.
Equipment Breakdown Insurance Keeps Operations Running Smoothly
The hospitality industry – including restaurant establishments – has a critical need for Equipment Breakdown insurance. A breakdown in equipment caused by a mechanical breakdown, power outage, short circuit or other malfunction can affect the business’ operation and bottom line.
Help Customers Understand the Importance of Umbrella Coverage
Here at Distinguished a lot of our customers question why umbrella coverage is necessary, especially for entities like condominium associations that aren’t perceived to be high risk. Most feel confident that they won’t experience severe losses, and consequently that they don’t need to spend money they may not have in order to purchase an umbrella…
Embracing New Restaurants in a Stable Market
Check out Rough Notes for info on the current pulse of insuring bars and restaurants, which are often product leaders in the hospitality industry.
Hotels Are a Target for Cyberattacks
The last thing your hotel guests want to discover is that your computer system suffered a cyber breach and all their personal information was leaked. The hospitality industry continues to be a target for cyberattacks due to the wealth of e-info it amasses—credit cards, names, addresses, just to name a few. When a cyberattack hits,…
Top uncovered exposure for a hotel may surprise you
Slip-and-fall injuries are undoubtedly the most common claims in the hospitality sector. But there is another hazard that is making a serious comeback—and is often an uncovered exposure in policies, resulting in costly losses. That risk is legionella, which can be found in water systems, like showers, pools, and fountains, and new bacterial outbreaks have…
Hotel Security Improved Since Vegas
Hotel security protocol has upped the ante in the nearly year and a half since the Mandalay Bay mass shooting in Las Vegas, which claimed the lives of 58 concertgoers at a nearby musical festival. Brooks Chase, president of Distinguished Specialty, was featured in Resort Trades, where he spoke to the changing landscape of the…
How to Avoid the High Costs of Liquor Liability Claims
An evening spent drinking at a Charlotte-based eatery ended in devastation. After consuming about ten drinks within two hours, a bar patron made a decision that he would live to regret—and that would change others’ lives forever. He decided to drive. The customer got into his car, put the pedal to the metal, and slammed…
Claim Story – Gun Violence and How You Can Avoid It
Fatal gun violence is becoming a national epidemic, and the tragic aftermath can leave a lasting scar on families, communities and the businesses involved. Below, we tell the story of a popular Chicago hotel and outline some key points on how to help prevent a fatal shooting on your property.