Distinguished Blog - Hospitality & Restaurants
Market insights and industry news.
Hotel Primary Insurance: A Check-In to Success for Insurance Brokers
Ready to boost your expertise in Hotel Primary Insurance? If you missed our recent 30-minute webinar, “Hotel Primary Insurance: A Check-In to Success for Insurance Brokers,” don’t worry. You have the opportunity to learn game-changing sales strategies and insider knowledge that will set you apart from the competition. Hear from industry experts as they discuss…
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Casino Umbrella Insurance: The Safe Bet
Walk into any casino or hotel-casino, and you are immediately transported to another reality by the barrage of noises from the spins of slot machines, the ding and dong of games, coins hitting metal, and the pitter-patter of the those running the games. There’s also the hustle and bustle of the wait staff and the…
What are the Main Coverages of Hotel Primary Insurance?
This is an excerpt from our free “Broker’s Guide to Hotel Primary Insurance” eBook. Click here to download your copy. The hotel primary insurance coverages – that is, the direct, first layers of hotel insurance coverage – for a hotel operation should include General Liability (GL), Liquor Liability, Commercial Property, Commercial Auto Liability and Garagekeepers policies….
Resort Insurance: Why High-Limit Umbrella Coverage Is Essential
In this article, we will explore the key differentiator in a robust resort insurance program – the umbrella policy. Americans hit the road and took to the skies in earnest this summer, with resorts filling up fast following two years of the pandemic which hit the hospitality and tourism industries hard. Whether it’s a trip…
5 Reasons You Need Distinguished Hotel Umbrella Insurance
With a solution in just about any hotel class – select-service, luxury, resorts, casinos, and everything in between – we can help you specialize in the hotel market. Distinguished’s comprehensive suite of hotel insurance products include Primary (including GL and Property), Umbrella, and Cyber Liability coverages. Below are 5 reasons why brokers choose us for…
How to Sell High-Limit Hotel Umbrella Insurance
This is an excerpt from our free “How to Sell Umbrella Insurance” eBook. Click here to download your copy. For the most part, hotels recognize the importance of purchasing Hotel Umbrella insurance to supplement the liability limits in their underlying policies. In the last several years, however, liability claims have resulted in multi-million-dollar verdicts or…
Insurance for Caterers: What they Need to be Covered
If you’re expanding from insuring restaurants to also insuring catering businesses, you’d be forgiven for thinking that they’re practically the same. They both sell food, right? The truth is that insurance for caterers varies quite a lot from restaurants and requires you to understand the industry and what unique risks they face. Caterers need brokers…
Hotel Property Insurance: 4 Reasons a Hotel Needs It
Murphy’s Law states that anything that can go wrong will go wrong. Perhaps nowhere is this more apt than in the hotel industry. Whether it’s a freak weather event, an accident, or criminal activity, a hotel property is always at risk of something going awry. Hoteliers should prepare for worst-case scenarios and surprise damage bills…
Will Inadequate Staffing Cause a Rise in Hotel Claims?
During the height of the pandemic, the hotel industry, as with other sectors, was forced to lay off and furlough thousands of employees as a result of government-ordered lockdowns and record-low vacancy rates. As the travel industry recovers, hotels are still struggling to recruit workers back to their properties. According to the latest U.S. jobs…
Fine Dining Restaurant Insurance: The Details Brokers Need
Fine dining experiences set themselves apart by attending to the details. Every bite, ingredient, and placement on the dish has been carefully considered so that the customer just has to sit back and enjoy. When shopping for insurance, restauranteurs expect the same level of professionalism — every policy, price, and coverage needs to perfectly complement…
Hotel Insurance Q + A [Webinar Recording]
We enjoyed talking with insurance brokers during our latest webinar, a 30-minute session entitled, “Hotel Insurance – Primary, Umbrella and Beyond!” Our attendees brought the energy and the questions – over 25 questions were addressed in the webinar. Brokers, level up your defenses in this hard market. As one of the longest-running programs in the…