Distinguished Blog - Community Associations

Market insights and industry news.

Distinguished Programs and Berkley Program Specialists Partner for Community Associations D&O and Crime Coverage 

New York – Distinguished Programs (“Distinguished”), a national insurance program manager, announced an expanded partnership with Berkley Program Specialists (“BPS”), a leading provider in the industry, to underwrite its Community Associations Crime and D&O products. Starting Jan. 1, 2025, Distinguished will begin to consolidate their Crime, D&O, and Package coverages under one carrier.  “This expanded…

Read More...

Tips for Service Animals and Restaurants and Hotels

Welcoming a hotel guest with a service animal may be as simple and check-in and check-out. Instituting a refresher on the legal do’s and don’ts of service animals can help hospitality sectors manage these helpful companions with ease. Below, we cover some of the basics of service animal protocol.

Read More...

Hurricane Harvey Preparation Guide

Hurricane Harvey is the first major hurricane to hit Texas since 2008 (Hurricane Ike, category 2). It’s scheduled to make landfall on Saturday and expected to bring enough rain to overwhelm bayous and flood large swathes of land. Texas, particularly Houston, is flood-prone and no stranger to the many scenarios which may occur this weekend,…

Read More...

Discrimination: On “Adult Swim” and Playpens in the Pool Area

Pool rules and pet regulations may seem like no-brainers at first to community associations. But are you entirely aware of what posted rules can constitute discrimination?

Read More...

Water Auditing to Assess Water Usage on Your Grounds

What if every time you filled a glass of water you threw half of it in your boss’s face? Well, that’d be bad! But that is kinda what happens with most landscaping water systems. Half the water that is being used to sustain the grounds around your building is being wasted. That’s straight from the…

Read More...

When the Hoarding Hits the Fan

Hoarding. It can manifest in a few different ways, but the bottom line is clear: It’s a serious problem that needs to be addressed. The hoarder isn’t the only one at risk here, so are adjacent neighbors, property owners, and community associations. If a property owner or community association ignores a problem, they could be…

Read More...

Playground Safety Checklist

It’s that time of year again when the sound of children running around in playgrounds across our neighborhoods fills the air. It’s also a time for heighted precautions because as fun as a playground can be, it’s also a place where kids can get seriously injured. More than 200,000 children ages 14 and younger are…

Read More...

Get Ready for Hurricane Season

As the hurricane season – June 1 through November 30 – unfolds, safety preparations should already be underway by homeowners and coastal business owners, including hotels and restaurants. Forecasters at the National Oceanic and Atmospheric Administration (NOAA) say the Atlantic could see another above-normal hurricane season this year, predicting a 70% likelihood of 11 to…

Read More...

5 Tips You Didn’t Know About Deck Safety

April showers bring May… liability claims? Okay, okay, we’re not trying to metaphorically rain on the upcoming deck parties, barbecues, and flowers sprouting up all around us. But the reality is that the potential for loss changes, just like the seasons.

Read More...

Pool Safety: Pool Drownings Can Happen in A Flash

More than 3,500 people – many of them children – drown each year in the U.S. and many more suffer serious, irreversible injury in near-drowning incidents, according to the Centers for Disease Control and Prevention (CDC). Furthermore, for every fatal drowning incident involving a child 14 years old or younger, three children require emergency room…

Read More...

The Skinny on Having Higher Umbrella/Excess Liability Limits

The industry sectors we insure are big businesses in the U.S. For example, revenue in the hotel industry across more than 52,000 properties is estimated at $189-plus billion. This includes everything from limited service hotels to luxury full-service hotels and resorts. The restaurant industry boasts $1 million-plus locations representing 10% of the workforce with revenues…

Read More...