Post Topic
Hotel, Resort and Casino Insurance
Balancing Worker Safety and Customer Demands
Municipalities and businesses across the United States have enacted mask mandates in an effort to quell the spread of the coronavirus. Despite that, a handful of Americans refuse to comply, raising the question of enforcement. While some local governments fine those who violate public health guidelines, the routes for recourse for businesses are unclear. How…
Are Ski Resorts Liable for Accidents on the Slopes?
From New England to the Rocky Mountains, the United States is home to countless ski resorts. A popular winter activity, skiing is a great way to get some exercise and enjoy the winter. However, skiing can be very dangerous, with some accidents resulting in fatal injuries. What happens when injuries occur on the slopes at…
The Changing Face of the Hotel Umbrella Market
The tight insurance market without question has hit the hospitality industry, including the Excess/Umbrella space. In addition, COVID-19 has brought significant challenges for the hotel industry as it struggles to gain traction after being upended by the pandemic. We spoke with Sean Young, VP, Distinguished Hospitality Umbrella Product Manager, for some insight into the challenges…
Why Hotels Should Have High Umbrella Limits
The massive verdicts making headline news during the last several years have been a wake-up call for many hotel clients to ensure they carry enough Excess/Umbrella Liability coverage to protect against catastrophic losses. But the reality is that most large hotel liability losses are not the result of headline-making events or incidents, like the mass…
Safety Guide: Holiday Travel during Covid
This holiday season, travel safety comes with a long list of pandemic-related restrictions, advisories, and recommendations by airlines and states as COVID-19 cases continue to surge. Before making plans – whether you’re getting on a plane or in a car to see family and friends or taking a vacation – be sure you are well…
Distinguished Rebrands Hospitality Umbrella Program to Reflect Different Niche Markets
Distinguished Programs has been insuring the hospitality industry for more than 25 years, providing high-limit Excess/Umbrella Liability coverage to protect against catastrophic losses. To better serve our agency partners looking for an Umbrella home for their accounts, we’ve rebranded our programs to reflect each market within the hospitality sector.
Preventing Slip and Fall Insurance Claims
Year after year, slips, trips, and falls remain the number-one insurance claim for property owners. More than three million people visit the emergency room each year because of falls, according to the CDC (Centers for Disease Control and Prevention). The average hospital visit costs $30,000 to $50,000. Add in factors like ongoing medical bills and…
Business Interruption COVID-19 Litigation Continues
The coronavirus pandemic brought businesses to its knees, shuttering everything from restaurants to hotels, gyms, hair salons, retailers, and other establishments. Many business owners turned to their Business Interruption (BI) insurance policies to cover loss of income and to pay ongoing expenses like payroll, rent, etc. Yet BI policies are designed to respond only if…
Mitigating Fitness Center Risks
Industry experts estimate that 59% of U.S. business travelers used hotel gyms prior to the coronavirus pandemic. As gyms across the country, including those in hotels, reopen, hotel owners need to worry about both the coronavirus and traditional fitness center risks. Controlling the spread of coronavirus in gyms is likely at the forefront of everyone’s…
Creative Ways Hotels Are Adapting to COVID-19
Similar to the restaurant industry, COVID-19 hit the hotel industry hard, and recovery will not be quick nor easy. In an effort to keep their business afloat, several hotel chains and boutique locations have devised creative plans to continue welcoming guests. Here are a few ways that hotels are adapting to COVID-19.