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Hotel, Resort and Casino Insurance
Cyber Liability Insurance: A Quick Rundown from Distinguished
This Article Highlights: In 2022, a panel of risk management experts declared cyber incidents the biggest threat to businesses worldwide. It beat out natural disasters (25%), pandemics (22%), and even supply chain disruptions (42%). It’s no wonder that 75% of businesses today have cyber liability insurance to protect themselves in case their businesses fall victim…
14 Ways Hotels Can Mitigate Risk at Onsite Gyms
Accidents will happen… and they can happen at hotel gyms if proper precautions aren’t in place. Some of the worst injuries happen in workout settings. A guest trips over a kettle ball left on the floor while someone else tries yoga and sprains their back. So how can hotels mitigate risks at their onsite fitness…
How to Be Prepared for Cyber Monday Hacks
Cyber Monday is the appointed day when people frantically shop online for the best deals in time for the holidays. Everything from TVs, phones, and laptops to mattresses and appliances are promoted as being available at the lowest price all year. According to Adobe’s yearly shopping insights report, retailers reported a whopping $10.8 billion in…
A Closer Look into Primary Hotel Insurance Benefits
Distinguished has been in the hotel insurance business a long time, protecting more than one million of the nation’s hotel rooms with our Umbrella Program. Over the years, we’ve added General Liability (GL), Commercial Auto, and Cyber Liability to our product lines to address and respond to the various exposures hotels face. Now hotel insurance…
Cyber Rates Are Going Up, but Purchasing Coverage Is More Important Than Ever
While many of the cyberattacks that get press are against high-profile entities or organizations, all types and sizes of business, including hotels and restaurants, are vulnerable to the sophisticated methods utilized by today’s cybercriminals – from phishing to ransomware and scareware tactics. Additionally, cybercriminals have upped their game with attacks rising consistently over the last…
Surge in Hotel Bookings this Fall comes with Risks
If COVID-19 has taught us anything, it’s that being inside with lots of people is an easy way for viruses to spread. Hotels should take note of this, since according to the latest data from Tripadvisor, this fall is supposed to be the busiest season for hotels all across the country. And since fall is…
Be Cyber Smart! Tips from Cybersecurity Awareness Month
You visit Facebook and type in your password. Red letters tell you your information is not recognized. You attempt to reset your password but notice your account has a new and unfamiliar email address. It dawns on you all at once: your account has been hacked.
Safety First: Ways to Protect Hotel Guests and Property
Many fancy hotels boast swanky features like Michelin-starred restaurants or penthouse suites with skyline views — yet none of that matters if hotel guests don’t feel safe. Especially in the era of COVID-19, guests value their safety and security when venturing out from the shelter of their homes to stay in hotels.
Planes, Trains, and Automobiles: An Update in Business Travel
If you’ve been to any major airport this summer, you might have experienced crowds and long lines. The rise in the number of flyers to pre-pandemic levels has taken the airline industry by surprise, with some air carriers unprepared to handle their routine flights due to labor shortages (after laying off about 90,000 full-time workers…
Commercial Gambling Is on the Rise
Last year amid the height of the COVID-19 pandemic and subsequent stay-at-home orders and lockdown, Las Vegas, Atlantic City, and other gambling cities became ghost towns. By April 2020, the unemployment rate in Nevada reached 28.2% — the highest of any state in the country and nearly double the national average of 14.7%, according to…