Post Topic

Workers’ Comp

Restaurant Delivery Driver Safety Measures

The pandemic caused restaurant deliveries to surge in 2020. Sales for the U.S. food-delivery business were about $51 billion last year, increasing by $28 billion from 2019, according to a report commissioned by the Columbia Business School and Emory University’s Goizueta Business School. Using credit-card, geolocation, and restaurant-listings data, the report found that about $19…

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How the Latest Joint Employer Liability Action Impacts Franchisors, Franchisees

Over the years, the joint-employer standard has been an ever-evolving issue to clarify what constitutes a joint employer, which has led to confusion and litigation in court jurisdictions around the country. Last year and now this year are no different as we look at the new rule of 2020 and its recent rescission.

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Helping Clients with a Workers’ Comp Premium Audit

Most insureds are not familiar with the ins and outs of a Workers’ Compensation premium audit. Providing them with guidance on why an audit is performed, what’s involved in an audit, and navigating them through the process will go a long way to eliminate any surprises and unexpected additional charges.

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How Agents Can Lower the Cost of Workers’ Comp

Workers’ Compensation insurance is mandatory in nearly every state and designed to provide employees with coverage for medical costs and lost wages for workplace-related injuries or illnesses. Work Comp premiums are based on three factors: classification codes, employer payroll, and an employer’s experience modification (ex-mod).

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Balancing Worker Safety and Customer Demands

Municipalities and businesses across the United States have enacted mask mandates in an effort to quell the spread of the coronavirus. Despite that, a handful of Americans refuse to comply, raising the question of enforcement. While some local governments fine those who violate public health guidelines, the routes for recourse for businesses are unclear. How…

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Workers Compensation in the COVID World

When the coronavirus hit earlier this year and it became obvious that many individuals were at risk of becoming infected, several states amended their rules for Workers Compensation benefits payouts to include healthcare and frontline workers exposed to the virus and then quarantined. Compensability for occupational diseases varies per state with some statutes excluding “ordinary…

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