Post Topic
Restaurant Insurance
Creative Ways Restaurants Are Responding to Coronavirus
While restrictions have eased and restaurant sales are seeing an increase, the restaurant industry is far from normal. During the first three months of the pandemic alone, the National Restaurant Association estimates that the restaurant and foodservice industry lost over $120 billion of revenue. And over half of all restaurants are expected to remain permanently…
The Legal Challenges of Reopening Restaurants
Restaurants have had a heck of a hard time during the pandemic, shut down for months with some operations able to ramp up their take-out and delivery services to make up for revenue shortfalls, then reopening in-person dining across the country only to face new restrictions in many states because of a surge in COVID-19…
Navigating Today’s Umbrella Insurance Market
In our previous article, we discussed what factors are driving rate increases, capacity restrictions, tighter underwriting, and program structure changes in the Excess Insurance market. It’s important to note that prior to the COVID-19 pandemic, carriers were already tightening underwriting in the Excess/Umbrella market, specifically in the hotel, restaurant, and habitational sectors. In recent months,…
Open for Dine-in Service: COVID-19 Safety Guidelines for Restaurants
Click here for a downloadable safety info sheet. Dine-in service – from fast food to family style, fast casual and fine dining – is about to resume (or in some cases has already resumed) as several states relax coronavirus restrictions and reopen restaurants.
Covid-19 Crime Prevention: The Need to Step Up Security of Unoccupied Establishments, Limited Operations
In response to the COVID-19 pandemic, across the country local and state decrees have mandated non-essential businesses to close or limit operations, including restaurants and bars, in order to help prevent the spread of the virus. In addition to having been hard hit by the loss of income and employee layoffs, a spike in burglaries…
Distinguished Programs Covid-19 Update
Dear Distinguished Programs Broker Community Member, With all the focus given to the fast-changing effects of COVID-19 on businesses and communities, we want to provide an update to all our broker partners.
Illinois DOC offers grants in wake of Covid-19
Illinois Governor Pritkzer and the state Department of Commerce have announced the creation of the Hospitality Emergency Grant Program to financially help small hotels, motels and other lodging establishments with funds that were originally slated for job training, tourism promotion and other purposes. The $14 million fund will provide grants to help establishments with payroll,…
Up-and-Coming Employee Benefits
Having awesome employee benefits has always helped ease the 9 to 5. But as the standard 9 to 5 work routine changes with the times, so do the benefits. Up-and-coming benefits that attract quality employees—and help retain them—are all about making the work-life balance more flexible and forward-thinking. Flexible Scheduling The majority of office jobs…