Post Topic
Hotel, Resort and Casino Insurance
Why Hotels Should Have High Umbrella Limits
The massive verdicts making headline news during the last several years have been a wake-up call for many hotel clients to ensure they carry enough Excess/Umbrella Liability coverage to protect against catastrophic losses. But the reality is that most large hotel liability losses are not the result of headline-making events or incidents, like the mass…
Safety Guide: Holiday Travel during Covid
This holiday season, travel safety comes with a long list of pandemic-related restrictions, advisories, and recommendations by airlines and states as COVID-19 cases continue to surge. Before making plans – whether you’re getting on a plane or in a car to see family and friends or taking a vacation – be sure you are well…
Distinguished Rebrands Hospitality Umbrella Program to Reflect Different Niche Markets
Distinguished Programs has been insuring the hospitality industry for more than 25 years, providing high-limit Excess/Umbrella Liability coverage to protect against catastrophic losses. To better serve our agency partners looking for an Umbrella home for their accounts, we’ve rebranded our programs to reflect each market within the hospitality sector.
Preventing Slip and Fall Insurance Claims
Year after year, slips, trips, and falls remain the number-one insurance claim for property owners. More than three million people visit the emergency room each year because of falls, according to the CDC (Centers for Disease Control and Prevention). The average hospital visit costs $30,000 to $50,000. Add in factors like ongoing medical bills and…
Business Interruption COVID-19 Litigation Continues
The coronavirus pandemic brought businesses to its knees, shuttering everything from restaurants to hotels, gyms, hair salons, retailers, and other establishments. Many business owners turned to their Business Interruption (BI) insurance policies to cover loss of income and to pay ongoing expenses like payroll, rent, etc. Yet BI policies are designed to respond only if…
Mitigating Fitness Center Risks
Industry experts estimate that 59% of U.S. business travelers used hotel gyms prior to the coronavirus pandemic. As gyms across the country, including those in hotels, reopen, hotel owners need to worry about both the coronavirus and traditional fitness center risks. Controlling the spread of coronavirus in gyms is likely at the forefront of everyone’s…
Creative Ways Hotels Are Adapting to COVID-19
Similar to the restaurant industry, COVID-19 hit the hotel industry hard, and recovery will not be quick nor easy. In an effort to keep their business afloat, several hotel chains and boutique locations have devised creative plans to continue welcoming guests. Here are a few ways that hotels are adapting to COVID-19.
Swimming Pool Safety Equipment and Spa Safety Measures
While some community association pools remain closed, others are open, under new, socially distant protocol. Ensuring that residents are safe from COVID-19 is likely at the forefront of community association owners’ minds, but the possibility of an injury caused by unsafe pool and spa practices is still an important consideration. In addition to a full-coverage…
High Vacancy: Impact of COVID-19 Pandemic on the Hotel Industry
No question, the hotel industry is among the hardest hit by the coronavirus pandemic along with the airline, travel and restaurant sectors. Hotels have been closed for months and millions of employees have been laid off and furloughed. According to the American Hotel & Lodging Association, “leisure and hospitality” hotels in the U.S. are on…
Risk Management: The Key to Mitigating Sex Trafficking at Hotels
A lawsuit filed in U.S. federal court in Ohio in December against a number of high-profile hotel groups alleging they profited from sex trafficking on their properties puts the focus on this hidden crime. The hotel chains, according to Reuters, are accused of “knowing and ignoring warning signs that women and children were sold as…