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Hospitality & Restaurant Insurance

Business Interruption COVID-19 Litigation Continues

The coronavirus pandemic brought businesses to its knees, shuttering everything from restaurants to hotels, gyms, hair salons, retailers, and other establishments. Many business owners turned to their Business Interruption (BI) insurance policies to cover loss of income and to pay ongoing expenses like payroll, rent, etc. Yet BI policies are designed to respond only if…

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Inside the Liability Risks of Turning Hotels Into Dorms

Over the last several months, hotels have been coming up with innovative ways to generate revenue and stay afloat with tourism virtually nil and business meetings going virtual amid the pandemic. Some hotels are offering on-site offices while others have extended their pool hours to attract more guests. But some hotels have pivoted to provide…

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Mitigating Fitness Center Risks

Industry experts estimate that 59% of U.S. business travelers used hotel gyms prior to the coronavirus pandemic. As gyms across the country, including those in hotels, reopen, hotel owners need to worry about both the coronavirus and traditional fitness center risks. Controlling the spread of coronavirus in gyms is likely at the forefront of everyone’s…

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LDW Safety Tips for Restaurants and Community Associations

Labor Day is just around the corner, which means it’s the perfect time to kiss summer goodbye and host a socially-distant event at your restaurant or community association. By now, you probably have a strict list of health and safety guidelines set in place to prevent the spread of COVID-19 during these unprecedented times. But…

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Inside the HVAC Risk and COVID-19 Exposure in Restaurants, Office Buildings

COVID-19 is spread either by inhaling respiratory droplets or, more rarely, touching a contaminated surface and then your eyes, according to the World Health Organization (WHO) and the Centers for Disease Control and Prevention (CDC). However, aerosol transmission of the disease cannot be ruled out, says WHO, with the possibility that the virus can be…

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Creative Ways Hotels Are Adapting to COVID-19

Similar to the restaurant industry, COVID-19 hit the hotel industry hard, and recovery will not be quick nor easy. In an effort to keep their business afloat, several hotel chains and boutique locations have devised creative plans to continue welcoming guests. Here are a few ways that hotels are adapting to COVID-19.

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Swimming Pool Safety Equipment and Spa Safety Measures

While some community association pools remain closed, others are open, under new, socially distant protocol. Ensuring that residents are safe from COVID-19 is likely at the forefront of community association owners’ minds, but the possibility of an injury caused by unsafe pool and spa practices is still an important consideration. In addition to a full-coverage…

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Creative Ways Restaurants Are Responding to Coronavirus

While restrictions have eased and restaurant sales are seeing an increase, the restaurant industry is far from normal. During the first three months of the pandemic alone, the National Restaurant Association estimates that the restaurant and foodservice industry lost over $120 billion of revenue. And over half of all restaurants are expected to remain permanently…

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The Legal Challenges of Reopening Restaurants

Restaurants have had a heck of a hard time during the pandemic, shut down for months with some operations able to ramp up their take-out and delivery services to make up for revenue shortfalls, then reopening in-person dining across the country only to face new restrictions in many states because of a surge in COVID-19…

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Remote Work Cybersecurity Best Practices

Hacking activity is up, with cybercriminals taking advantage of remote work vulnerabilities amid the COVID-19 crisis. There are approximately 85 million Americans working from home. In fact, researchers cite that activity against corporations in the United States more than doubled by some measures in March, with malware infections, phishing tactics ,and ransomware running rampant. That’s…

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