Post Topic
Real Estate Insurance
Preventing Slips and Falls in Winter Months
Slip and fall accidents account for 15% of all accidental deaths in the United States. Annually, an estimated one million Americans will have an injury related to a fall, 600,000 will be hospitalized and 17,000 deaths will occur. Studies find most injuries result from contact with outside surfaces. Property owners could be liable for injuries…
Best Way to Secure a Door Lock System
It’s a phone call no property owner wants to receive. Your tenant’s door locks did not keep a perpetrator out. The tenant has been assaulted in his or her apartment – in one of your buildings. The victim has survived a robbery along with a physical assault and the perpetrator has been caught. Now the legal…
We Teamed Up with Zurich on Our New York Brick and Brownstone Program
Distinguished Programs has forged a new affiliation with global insurance provider Zurich Insurance to underwrite our hallmark New York Brick and Brownstone program. With this new relationship, New York Brick and Brownstone will undergo changes to standardize its coverage and offerings to appeal to brokers who have a diverse portfolio of owner- and tenant-occupied properties located within…
Holiday Fire Safety Tips to Keep Property Owners, Tenants Safe
‘Tis the season for lighting candles, tree trimming, and getting into the holiday spirit as Chanukah and Christmas draw near. But with all the “fa-la-la-la-la” also come holiday fire safety hazards that property owners and tenants need to keep in mind. Here are some stats to consider from the National Fire Protection Agency:
How to Protect Vacant Property
When we read about the fire in this vacant building yesterday and the subsequent impact on this Missouri community, we decided that a reminder about vacant building safety was in order. It was really cold in Missouri this weekend, as it was in many areas of the country. And with the cold weather comes a new set of risks…
Fire Safety Tips for Thanksgiving
Thanksgiving is right around the corner! If you didn’t know, cooking is the #1 cause of home fires and fire injuries. Help increase awareness about preventing home fires this holiday season with these fire safety tips for Thanksgiving from FEMA. According to FEMA, nearly 108,000 multi-family residential building fires are reported to U.S. fire departments…
Sustainability, Innovation, and Helping the Homeless
Taking care of each other is a good thing. Re-purposing potential waste is a good thing. Finding a way to do both simultaneously is just about as good as it gets. That’s why we’re excited to share this article about a construction project underway right now in California that will convert used shipping containers into housing…
Builders Risk vs General Liability for Contractors
Note: Distinguished Programs no longer offers Builder’s Risk or Vacant Building insurance. Explore our other programs for tailored solutions. Builders Risk vs General Liability for Contractors Explained Reggie’s Explanation: Builder’s risk insurance is “coverage that protects a person’s or organization’s insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a…
Bedbugs: The Party Guest Nobody Invited
If you’re thinking of skipping this blog because your hotel or apartment building hasn’t had any complaints of bedbugs, think again. This six-legged public nuisance can crop up in even the cleanest of places. All it takes is one lonely bedbuggie looking to crash your party. Bedbugs, and the litany of potential problems they can…
You’ll Probably Want to Skip Wearing the Clown Costume This Halloween
No one has died or been seriously injured – but a bit of Clown Hysteria 2016 is sweeping the nation. When readying the house for trick-or-treaters, ensuring a safe Halloween on your property is key, clown crisis be damned. But you may want to pass on the clown face paint and rubber nose this year….