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Community Associations Insurance

Impact of Airbnb-Type Rentals on Condo Associations, HOAs

Many condo owners are using sites such as Airbnb, Homeaway, Vacation Rentals and VRBO as a way to monetize their assets. Yet while there are monetary benefits for condo owners in using these home-sharing sites, doing so poses significant risks to both the association and the condominium owner, including liability exposure, damage to common areas,…

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From the Claim Files: Directors & Officers (D&O) Liability Insurance

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The Path to Pool Safety This Season

Pool season is here. Which means it’s time to invest in new sunscreen and pull those bathing suits out of storage. It’s also time for community associations and property owners to reassess pool safety, maintenance, and risk management. Most pool injuries are minor in nature, but some can result in broken limbs, head or spinal…

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California’s Drought, Our Shared Responsibility

Thanks to new water usage regulations in California, the state saved nearly 388 billion gallons of water between June 2015 and February 2016. That is enough water to supply nearly six million residents for a year. Although increased rain and snow levels helped to ease the water crises in California, it wasn’t enough to draw…

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Last-Minute Tax Tips: Rental Property Deductions

Ahh, April. The highs of March Madness are forgotten all too soon as Tax Day looms large in the not-so-distant future. Recognizing that a few of us might be scrambling to wrap up our taxes in time for the April 15 deadline, we plumbed the Internet for guidance on rental property deductions. Don’t overlook the…

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Ask the Expert: Common Area Pool Safety Checklist

Pool season is almost upon us. Which means it’s time to invest in new sunscreen and pull the bathing suits out of winter storage. It’s also time to reassess pool safety, maintenance, and good risk management. Community associations bear responsibility for common pool areas, a value-added amenity that serves as a great benefit to residents,…

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To Rent or To Buy?

The choice between buying a home and renting one is arguably one the biggest financial decisions that many young adults face. While there are several factors that can make a housing decision a complicated one, especially if it’s your first time, there are a few recent data points that might help inform your decision.

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You Asked, We Listened

Our customers hold the keys to our success. That’s one thing we’re sure of as we set our course for the future. We are confident that the constant improvement of our customers’ experience will prove to be a powerful value differentiator. Recently, we have started our journey to ask, listen, and act on feedback about how we can improve…

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Co-Op Pays for Secondhand Cigarette Smoke

As more and more buildings go smoke-free in New York City, a recent court ruling provides additional incentive to ban cigarettes. Earlier this month, a Manhattan Supreme Court judge ruled that a co-op has to pay one of its apartment owners more than $120,000 in maintenance and fees after she sued over damage from people…

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IBA Checks In With Distinguished’s COO

As markets continue to grow, largely due to the rebounding economy and increase in construction nationwide, the need for risk-management specialists and professionals becomes even more necessary. Carla Vel, Distinguished Programs’ President and Chief Operating Officer, sat down with Insurance Business America

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