Posts Tagged ‘managing risk’
Preventing Legionella Before It Infects the Masses
Legionnaires’ disease may not make front-page news every week, but when it hits a community, it can be devastating. Hotels with pools and hot tubs, property owners with buildings that have cooling towers or fountains—and anyone nearby can be affected. If the naturally occurring bacterium Legionella gets out of balance, it can make people very…
Read MoreFrom the Labor Law 240 Claim Files – More than Just a Pain in the Neck
While a kitchen remodel was underway in the ground-floor apartment of his four-unit brownstone in Bed-Stuy, Professor Walter Montgomery was threatened with an unexpected expense that tested the strength of his liability coverage.
Read MoreManaging Risk: Preventing Legionella
Updated July 6, 2017: Recent Cases Underscore Legionella Exposure Since we originally wrote this article there have been several new cases of Legionella reported where people have died and fell ill. In June, one person died and six became ill in the Lenox Hill neighborhood in New York where investigators are looking into the air-conditioning…
Read MorePool Safety: Pool Drownings Can Happen in A Flash
More than 3,500 people – many of them children – drown each year in the U.S. and many more suffer serious, irreversible injury in near-drowning incidents, according to the Centers for Disease Control and Prevention (CDC). Furthermore, for every fatal drowning incident involving a child 14 years old or younger, three children require emergency room…
Read MoreDog Related Injuries and Homeowner Insurance Claims
Ouch! More than four million people per year are treated for dog related injuries. Claims generated by bite victims and dog owners can impact property owners and homeowner’s associations as well.We love these poochie pals, but sometimes their bite is worse than their bark. To the tune of about $570 million, dog bites and other…
Read MoreRisk Management: Keeping Hotel Guests Safe
The Erin Andrews case made headline news when a jury awarded the ESPN sportscaster $55 million in a lawsuit filed against the hotel as a result of its failure to reasonably safeguard her privacy and safety. This and other events are reminders to hotel owners and operators of their obligation to ensure the safety, security…
Read MoreManaging Risk: Preventing Carbon Monoxide Poisoning
On March 25, police discovered four people dead inside Building G of the Evergreen Apartments in Wilmington, Delaware. Exhaust pipes designed to vent carbon monoxide from the gas boilers in the basement rusted and collapsed. The cause of death was carbon monoxide poisoning. Carbon monoxide kills. We know this. The gas produced when fuels like…
Read MoreManaging Risk: Preventing Child Abuse
Sometimes parents feel like they need a vacation when they’re on vacation. It’s true. The packed itineraries, disrupted routines, and lack of alone time can be exhausting. Which is why over 18 percent of U.S. hotels and resorts now offer classes, camps, and activities just for kids. It’s great. But these new offerings also introduce…
Read MoreDistinguished In The News
It’s been a busy month for Distinguished in the media. Earlier this month, our own Kellam Radford spoke with Rough Notes about the state of the construction market and what it means for insurance brokers and agents. He also offered some advice for the latter:
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