Umbrella Insurance for Community Associations – Why You Need It Today

Why Community Associations Need Umbrella Insurance

In a highly litigious environment, umbrella insurance for community associations is crucial. It can often mean the difference between financial stability and ruin. Below, we review a few exposures and recent settlements where umbrella insurance can help. Defining Community Association Community associations include the following: Homeowners associations (HOAs) Condominium owners associations (COAs) Planned unit developments…

Read More

Why Community Associations Need D&O Insurance

Directors and Officers Insurance Examples - Distinguished

Community association boards and their members have broad fiduciary responsibilities. This leaves them vulnerable to liability lawsuits from both residents and employees. Additionally, board members are typically volunteers who don’t necessarily have the knowledge or experience regarding good governance. It creates an even greater risk of liability claims against these non-profit organizations. The need for…

Read More

Swimming Pool Safety Equipment and Spa Safety Measures

Pool Safety

While some community association pools remain closed, others are open, under new, socially distant protocol. Ensuring that residents are safe from COVID-19 is likely at the forefront of community association owners’ minds, but the possibility of an injury caused by unsafe pool and spa practices is still an important consideration. In addition to a full-coverage…

Read More

Covid and Swimming Pools at Community Associations

Etienne Girardet Xh Bpt Txo Unsplash Scaled

Temperatures are rising and the summer heat has everyone looking for a reprieve at the beach or poolside, including at community associations where residents and their guests are accustomed to taking advantage of this cool, liquid amenity. But not all board members and property managers took the plunge and opened their pools at the same…

Read More

When the Hoarding Hits the Fan

Hoarding

Hoarding. It can manifest in a few different ways, but the bottom line is clear: It’s a serious problem that needs to be addressed. The hoarder isn’t the only one at risk here, so are adjacent neighbors, property owners, and community associations. If a property owner or community association ignores a problem, they could be…

Read More