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What’s the Difference between a Vacant and Unoccupied Building?

Empty properties present more risk to insurers than occupied ones. Without a homeowner, property manager, or tenant present, a property is more vulnerable to theft, vandalism, fire or flood damage, and damage caused by squatters. In everyday life, we use the words “vacant” and “unoccupied” to refer to empty properties, but this is not the…

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Cannabis Industry Putting More Tax Revenue in State Coffers

As the legal use of marijuana continues to grow, the tax revenue generated by the cannabis industry has other states wanting in. In fact, according to the Institute of Taxation and Economic Policy (ITEP), tax revenue for the 10 states where the legal sale of adult-use cannabis exists exceeded $3 billion in 2020.

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An Extra Important Mother’s Day

The past year has been rough for everyone, especially working women. Bureau of Labor statistics show that women have been leaving the workforce in droves, at a rate four times higher than their male peers. Unlike other downturns, the coronavirus-induced recession has led to losses that are not distributed evenly across genders. Women are bearing…

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Helping Clients with a Workers’ Comp Premium Audit

Most insureds are not familiar with the ins and outs of a Workers’ Compensation premium audit. Providing them with guidance on why an audit is performed, what’s involved in an audit, and navigating them through the process will go a long way to eliminate any surprises and unexpected additional charges.

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Managing Mental Health While Working From Home

Despite being able to clock in whenever and from wherever you would like, research has shown that working from home is linked to an increased risk of poor mental health.  The most commonly reported issue that remote workers face are loneliness and isolation, anxiety and stress, and depression. Even the most optimistic, normally productive worker…

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In the Weeds on the State of Cannabis

Marijuana laws are changing at a rapid pace across the country. Since 2012, 15 states and Washington, DC have legalized marijuana for adults over the age of 21. In total, 43 states have legalized medicinal or recreational use of marijuana. New Jersey, Arizona, Montana, and South Dakota in their November elections are the most recent…

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Creating a Coworking Space in Multifamily Properties

As offices remain closed, millions of Americans continue to work from home. Among the many commonly reported challenges of remote work is differentiating between professional and personal time. Creating a schedule and a designated office space is a great place to start, but many people either do not have the space for private working space…

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A Look at Implications of the COVID Vaccine on Businesses

Two COVID-19 vaccine doses, one from Pfizer, the other from Moderna, are being rolled out throughout the country with healthcare workers, first responders, other essential employees (this includes those in the restaurant, food, education, food, agriculture, manufacturing, and public transit industries), and long-term care residents and employees among the first to receive shots. People with…

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Giving Back to Our Communities All Year Round

The holiday season is the peak time for volunteerism, as families, friends, and coworkers make giving back a part of their winter traditions. People often feel more thankful and joyous during the holidays, which compels many to contribute to their communities and help those less fortunate than themselves. From the time between Thanksgiving and New…

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How People Are Celebrating This Holiday Season

The 2020 holiday season will be very different for most of us, including our kids. Getting together with the family, especially if you have to travel out of state, comes with a lot of restrictions and advisories (depending on the state).

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