Strikes, Riots, and Civil Commotion Insurance
Shield provides strikes, riots and civil commotion insurance, covering property damage and business interruption excluded by standard property policies.
Partner With Us
Contact us to discover how our specialized programs can drive your success.
Shield: Strikes, Riots, and Civil Commotion Insurance
Distinguished’s Shield policy unites coverage for strikes, riots, and civil commotion (SRCC) in one focused solution. Like its namesake, it’s built to reduce impact – protection designed for a world where these losses now outpace other political violence risks. As property policies increasingly exclude SRCC, Shield fills the gap with coverage for both damage and business interruption losses – standing firm where others don’t.
- Used to address the gaps in property policies or where the property cover excludes the perils entirely.
- Responds to unrest driven by political, religious, or ideological motives.
Our Features
- Policy: Shield
- Capacity: Up to $150 million per location
- Availability: US Nationwide
- Insurer: Lloyd’s of London (AM Best rated A+)
Submitting Business
Paladin (Sabotage, Terrorism and Violent Acts Insurance)
Use our 24/7 Broker Connect portal to submit, quote, and bind.Shield (Strikes, Riots, and Civil Commotion Insurance)
Send risk details directly to: [email protected]
Halo (Active Assailant and Deadly Weapons Insurance)
Send risk details directly to: [email protected]General Inquiries
Email: [email protected]- Broad definition of Sabotage and Terrorism as well as Strikes, Riots, and Civil Commotion (SRCC) including malicious damage linked to unrest
- Extra expense for additional costs in excess of normal operating expenses while property is repaired or replaced
- Certified and non-certified acts covered
- Selective portfolio- pick and choose what you want to cover and at what limit
- Losses arising from a listed political or social peril
- Denial of access if an authority deems operations must cease either wholly or partially
- Low deductible regardless of the underlying property policy
- Physical damage and business interruption (BI), including looting post loss
- Contingent BI
- Clear insuring clause
Active Assailant coverage including liability
- Commercial Property
- Hospitality
- Real Estate
- Retail
- Stadiums & Entertainment Venues
Ready to Submit?
It’s easy. Just go to our online portal and get started. If you haven’t registered as a broker, you’ll need to do that first. And if you need any help, we’re here.
Crisis Management Resources
Strikes, Riots, and Civil Commotion Insurance
Strikes, riots and civil commotion insurance providing property damage and business interruption coverage for SRCC-related losses.
Sabotage, Terrorism, and Violent Acts Insurance
Sabotage, terrorism and violent acts insurance providing property damage, business interruption and crisis response coverage.
Active Assailant and Deadly Weapons Insurance
Provides specialized coverage for violent incidents, crisis response, and financial protection for your business.
Crisis Management Overview
Our Crisis Management program delivers a unified suite of solutions: Paladin, Halo, and Shield
Paladin Coverage vs. TRIA
Discover the differences between Distinguished's Paladin coverage and TRIA.