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Risk Insight
Safety Guide: Holiday Travel during Covid
This holiday season, travel safety comes with a long list of pandemic-related restrictions, advisories, and recommendations by airlines and states as COVID-19 cases continue to surge. Before making plans – whether you’re getting on a plane or in a car to see family and friends or taking a vacation – be sure you are well…
Winter Fire Safety Tips
More home fires happen during the winter months than at any other time of the year. Heating, holiday decorations, winter storms, and candles all contribute to the increased risk of fire. As temperatures drop and people spend more time indoors, it is important to keep fire safety in mind. Read on for tips from the…
Remote Work, COVID Impacting Employee Benefits
The shift to remote work and the effects of COVID on the mental health of individuals have transformed the employee benefits landscape with employers looking to better address the needs of their workers both emotionally and economically. Here are some of the benefits changes taking place now and into 2021:
Winter Sidewalk Liability
Winter is right around the corner and so is icy, slippery sidewalks, parking lots, and other surfaces and questions of liability regarding slips, trips, and falls. While business managers should be taking steps to mitigate risks, such as shoveling or salting surfaces, accidents can happen. And in the event of someone slipping on an icy…
Restaurant Winterization Amid COVID
With months of shut down, public anxiety over dining out, and capacity limitations, the restaurant industry has been among those most affected by COVID-19. This year has undoubtedly been challenging, but luckily the industry has been able to get creative and continue operating — from expanding patios into nearby streets or pivoting to an entirely…
Get Ready for Slip, Trip, and Fall Season
The Centers for Disease Control and Prevention (CDC) estimates that more than one million Americans suffer a slip, trip, and fall injury and more than 19,000 people die in the U.S. annually because of these injuries. About 20% to 30% of people who experience a slip and fall will suffer moderate to severe injuries such…
Impact of COVID, Insurance Market on NY Brick & Brownstone and City Homes Programs
Recently we spoke with Katie Vespia, Program Manager for Distinguished’s NY Brick & Brownstone (NYB&B) and City Homes programs about the impact of both COVID and the insurance market on city properties across the county. NYB&B is a package insurance product designed for owner- or tenant-occupied properties in Manhattan, Brooklyn and Queens. City Homes offers…
NYC Restaurants Getting the Support of Local Government Amid COVID
According to the National Restaurant Association, some 100,000 of the one million restaurants and bars operating in the U.S. before the pandemic are expected to permanently close by the end of this year as a result of the economic upheaval caused by the coronavirus. But municipalities around the country, including in New York City, are…
Fire Safety Maintenance and Prevention Tips
While deaths from fires have steadily decreased over the past several decades, thousands of Americans die by fire every year, and thousands more are injured. According to FEMA estimates, the damage from fires cost over $25.6 billion in 2018 alone. Following a summer of record-breaking wildfires, comes the peak time for fire-related deaths: the winter…
Preventing Slip and Fall Insurance Claims
Year after year, slips, trips, and falls remain the number-one insurance claim for property owners. More than three million people visit the emergency room each year because of falls, according to the CDC (Centers for Disease Control and Prevention). The average hospital visit costs $30,000 to $50,000. Add in factors like ongoing medical bills and…