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Risk Insight

From the Claim Files: Umbrella Coverage for the Unexpected Claim

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Multi-Family Building Insurance You Need

Property owners of multi-family buildings in urban areas all across the country – from Washington, D.C. and Philadelphia through Chicago and Minneapolis to Los Angeles and San Francisco – often choose to live in one of the units in the buildings in their real estate portfolio. These buildings are typically 25 units or fewer—perhaps even…

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Play it Safe: This Summer’s Playground Danger You Can’t See

School’s out. Days are long. The sun is shining and playgrounds are packed. Competing for kids’ attention—up against the alluring tech available today—isn’t an easy task, but it’s one parents continue to fight. The replacement of choice: the playground. A reliable source of entertainment for decades, families escape from the tablets, TVs, and smartphones for…

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From the Claim Files: Liquor Liability

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Risk Management: Keeping Hotel Guests Safe

The Erin Andrews case made headline news when a jury awarded the ESPN sportscaster $55 million in a lawsuit filed against the hotel as a result of its failure to reasonably safeguard her privacy and safety. This and other events are reminders to hotel owners and operators of their obligation to ensure the safety, security…

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Impact of Airbnb-Type Rentals on Condo Associations, HOAs

Many condo owners are using sites such as Airbnb, Homeaway, Vacation Rentals and VRBO as a way to monetize their assets. Yet while there are monetary benefits for condo owners in using these home-sharing sites, doing so poses significant risks to both the association and the condominium owner, including liability exposure, damage to common areas,…

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From the Claim Files: Directors & Officers (D&O) Liability Insurance

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From the Claim Files: High Limit Excess and Umbrella Coverage for Hotels and Resorts

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The Path to Pool Safety This Season

Pool season is here. Which means it’s time to invest in new sunscreen and pull those bathing suits out of storage. It’s also time for community associations and property owners to reassess pool safety, maintenance, and risk management. Most pool injuries are minor in nature, but some can result in broken limbs, head or spinal…

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Ensuring Your Balcony is Safe

In 2012, Dehavilland Baugh had a Memorial Day cookout in Southwest Atlanta. Midway through the party, a dozen people were eating and playing cards when the deck collapsed underneath their feet. Seven people were sent to the hospital. Last year, six people were killed when a fifth-story balcony in Berkeley, California fell to the ground…

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