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Risk Insight
Oroville Dam Risk Highlights Importance of Flood Readiness for Property Managers
After a five-year drought throughout the state, Northern California’s surface water systems have now been pushed to the breaking point on the heels of weeks of rainfall. Nearly 190,000 people were evacuated on February 12 over fears that a damaged spillway at the nation’s tallest dam in Lake Oroville located in the Sierra Nevada foothills…
When a Pipe Bursts in an Apartment Who is Responsible?
It’s that time of year again, and for much of the U.S. the freezing weather has set in and many renters flock to warmer destinations to soak up some warmth. Some renters may unplug appliances and turn off the heat when they leave, but the latter could cause major issues if the temperature plunges while…
Preventing Slips and Falls in Winter Months
Slip and fall accidents account for 15% of all accidental deaths in the United States. Annually, an estimated one million Americans will have an injury related to a fall, 600,000 will be hospitalized and 17,000 deaths will occur. Studies find most injuries result from contact with outside surfaces. Property owners could be liable for injuries…
Bars, Restaurants Responsible for Patrons’ Actions Under Dram Shop Laws
Dram shop laws allow establishments like bars and restaurants that sell alcohol to be held accountable for damage or injury caused by their patrons. There are 41 states with dram shop laws to varying degrees. Those states without dram shop laws are Delaware, Kansas, Louisiana, Maryland, Nebraska, Nevada, South Dakota and Virginia. Dram shop cases…
Best Way to Secure a Door Lock System
It’s a phone call no property owner wants to receive. Your tenant’s door locks did not keep a perpetrator out. The tenant has been assaulted in his or her apartment – in one of your buildings. The victim has survived a robbery along with a physical assault and the perpetrator has been caught. Now the legal…
Women’s March on Washington – Hotels are Booked
This Saturday, Jan. 21, 2017 the Women’s March on Washington is scheduled to begin at 10 a.m. Area hotels have been booked since Election Day, but last-minute accommodations may be found at luxury hotels, low-budget hotels, and vacation rentals. Hotel providers may want to have travel tips and restaurant recommendations on hand.
Dangers of Guest Bathroom Slips and Falls
Guest injuries due to bathtub or shower slips and falls remain a constant source of exposure for hospitality management, and no wonder considering the abundancy of potential risks. In fact, a study on hotel accidents conducted by Cornell University concluded that at 42%, slips and falls were the most common type of accident hotel guests…
A Bird’s-Eye View on High-Rise Window Security
A century ago, buildings that were more than a few stories high were an engineering marvel; today, multi-storied and high-rise hotels are plentiful and routinely soar to increasing heights, all the better to market the expansive views as a major marketing point. Unfortunately, unique exposures exist that can trigger general liability and umbrella liability claims—consider…
Are Valets Steering Your Business in the Right Direction?
You’ve worked to give your establishment a certain cachet to cultivate the desired clientele. The ambiance begins in the parking lot, the moment guests drive up and hand their keys over to the red-jacketed valets out front. Giving your valets a snappy uniform is only the beginning; equipping them with processes geared toward safety and…
Hackers Targeting Hotel Ransomware Attacks
Imagine it’s check-in or check-out time at your hotel on a Saturday right before a holiday and the entire computer system is locked. Kaput. Smiles and sorrys aren’t doing the trick. The “server reboot to the rescue” doesn’t get business up-and-running. In fact, it turns out that your software has been attacked by ransomware—a nasty…