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Risk Insight
Playground Safety Checklist
It’s that time of year again when the sound of children running around in playgrounds across our neighborhoods fills the air. It’s also a time for heighted precautions because as fun as a playground can be, it’s also a place where kids can get seriously injured. More than 200,000 children ages 14 and younger are…
Mega-Drought Could Mean Mega-Problems
Hey, hospitality industry—Did you know that the world water supply is projected to significantly decrease in the next fifteen years? The United Nations predicts a 40% increase in water scarcity by 2030. A mega-drought could equal mega-problems.
Get Ready for Hurricane Season
As the hurricane season – June 1 through November 30 – unfolds, safety preparations should already be underway by homeowners and coastal business owners, including hotels and restaurants. Forecasters at the National Oceanic and Atmospheric Administration (NOAA) say the Atlantic could see another above-normal hurricane season this year, predicting a 70% likelihood of 11 to…
Preventing Child Abuse in Day Camps
Sometimes parents feel like they need a vacation when they’re on vacation. It’s true. The packed itineraries, disrupted routines, and lack of alone time can be exhausting. Which is why over 18 percent of U.S. hotels and resorts now offer classes, camps, and activities just for kids. It’s great.
4 Lawsuits You Don’t Want at Your Hotel
A man walks into a Vegas hotel room. Sees a silhouette of a person in his darkened room. In a panic, he scrambles away, causing injuries to his body and mind. Bam. Lawsuit. The twist? The “person” he saw was a mannequin, part of room decorations in a Planet Hollywood casino-hotel with 2,500 rooms. Here’s…
Snapshot: Florida and Rising Sea Levels
Sea levels are rising right before our eyes. Literally. Consider the floods from king tides in Fort Lauderdale (occurring without even a drop of rain) and the hundreds of millions spent to elevate roads in Miami Beach. Climate change is making its mark on Florida as each year passes. For both current property owners and…
How Well Do You Know Your HVAC?
There’s nothing better than escaping a summer heat wave in your nice, cool, air-conditioned room. Well done, HVACs! There’s nothing worse than an entire building sweating it up when the HVAC breaks. Yeah sure, there are worse things, but for the sake of comfort and safety, let’s address the health of HVACs to keep everyone…
$160+M Vegas Hotel Nightclub Liability Verdict Shows How High the Stakes Are
When New York City billion-dollar hedge fund manager David Moradi decided to hang at The Cosmopolitan’s Marquee nightclub, he didn’t expect to end up suffering a traumatic brain injury. This is exactly what happened when an issue occurred over a $10,000 bill David racked up at the nightclub. According to his claim, the Marquee security…
A Look Inside: Risk Retention vs. Risk Purchasing
Alternative risk mechanisms are available to help businesses address and manage their risks. This includes setting up risk retention groups (RRGs) and risk purchasing groups (RPGs), which are often mistaken for being the same thing. While there are similarities between the two – both require members to be homogeneous and both provide liability insurance under…