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Market Insights

Looking to the Future

In late August, we announced the acquisition of Fulcrum Insurance Programs by Distinguished Programs and the formation of a new company to be rebranded asDistinguished Specialty. Over the years, together with your continued support, we have developed and expanded our programs and services in the niche markets we serve. We want to thank you for…

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3 Convincing Reasons to Offer Builders Risk Insurance

If small business is referred to as the heartbeat of America, then the more than 500,000 specialty contractors in the United States might just serve as the blood running through its veins. With new housing starts up more than 10% year-over-year, and 16% growth seen specifically in the construction of multi-family units – defined as…

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#31 of the 100 Fastest-Growing Private Companies in WA

Fulcrum Insurance Programs was honored to be a part of the Puget Sound Business Journals 100 fastest growing private companies event Thursday October 9. The 100 Fastest-Growing Private Companies in Washington state are honored at this award event where the list rankings are revealed in a countdown from 100 to one. Fulcrum was excited to…

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5 D&O Lawsuits That The Board Never Saw Coming

Volunteer work can be some of the most gratifying hours of our week. Giving our time and sometimes our expertise to a cause that we believe in can feel wonderful-while making a positive difference to a group or cause that needs our help. Serving on your community association’s board is no different. How can board…

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The Coverage Your Builder and Contractor Clients Forget to Buy

(Spoiler Alert: You can add it on to your proposals in minutes.) Construction is everywhere. Whether you’re stuck in traffic because of highway repairs, watching new luxury condos go up, or building a residential home, new construction, remodeling, and renovations are all around us. And with construction comes risk… a lot of risk.

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4 Urban Risks To Help You Grow Your Portfolio

Opportunities for a more diversified portfolio, increased referral business, and some really interesting underwriting are right around the corner in your neighborhood. Here are 4 urban risks that could be your new favorite specialty:   Cultural Institutions Urban areas are home to hundreds of cultural institutions, ranging from Natural History museums to local art galleries….

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