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Insurance Made Easy
Behind the Counter: What Every Insurance Broker Should Know About Fast-Casual Restaurant Insurance
Running a fast-casual restaurant can be a high-risk business. From kitchen fires to customer accidents, there’s always a potential for something to go wrong. That’s where insurance comes in. But as an insurance broker, do you know everything you need to about fast-casual restaurant insurance? The fast-casual restaurant industry has experienced significant growth in recent…
Broker Tutorial | How to Submit City Insurance Business Video
TRANSCRIPT: Introduction & Broker Tab (0:00) Hello, and welcome to the Distinguished Programs City Insurance Submission and Portal overview. Today we’ll be going through a basic submission entry, and how to submit it to underwriting for review. The first option you’ll look to select is the new quote option in the top right portion of…
Builder’s Risk Insurance: Are Your Insured’s Betterments-Only Project Correctly Valued?
Owners and tenants often make improvements to their homes for various reasons, including remodeling kitchens, upgrading bathrooms, replacing old fixtures, and carpets. While construction is underway to make such improvements, proper coverage must be in place. Builder’s Risk Insurance Options Distinguished offers three different types of Builder’s Risk policies: new ground-up construction, remodeler’s, and betterments-only…
What Does the City Insurance Program Cover? Part 1
This is an excerpt from our free “Broker’s Guide to City Insurance Program” eBook. Click here to download your copy. City Insurance or Landlord Insurance provides both Property and Liability insurance for multi-family buildings, apartments, condos, brownstones, and co-ops, addressing their unique exposures. Here is an overview of what our program offers. Property Insurance Our Property…
Umbrella Insurance for City Clubs: A Broker’s Guide
In this article, we examine the ins and outs of umbrella insurance for city clubs. Also known as a social club or business club, a city club is membership-based and, as its name implies, is often located in an urban area close to its members’ homes or offices. It’s a place where people can socialize, network,…
Broker’s Guide to Planned Unit Developments (PUD) Insurance
Statistics provided by iPropertyManagement reveal that homeowners associations (HOAs) manage 355,000 communities in the U.S., with an average of 22 new associations created each day. More than 50% of all homeowners live in HOA communities. Residential planned unit developments (PUDs), which include single-family homes, are governed by an HOA. Single-family homeowners in PUD communities are…
Casino Umbrella Insurance: The Safe Bet
Walk into any casino or hotel-casino, and you are immediately transported to another reality by the barrage of noises from the spins of slot machines, the ding and dong of games, coins hitting metal, and the pitter-patter of the those running the games. There’s also the hustle and bustle of the wait staff and the…
Community Association Insurance: The Who, What, and How for Brokers
Community associations come in all shapes and sizes. However, no matter whether your client represents an HOA, a COA, or some other collection of letters, they’ll need community association insurance to keep them financially secure. Insurance brokers who are working to grow their clientele need to understand who they’re selling to, what they want, and…
New York Brick & Brownstone Insurance: A Broker’s Guide
Brick and brownstone residential buildings grace New York City’s leafy avenues, from Manhattan to Brooklyn and Queens. Just take a stroll down Joralemon Street in Brooklyn Heights, for example, and you’ll find yourself on the kind of New York City street you imagined as a child – a cobblestone lane lined with historic brownstones. Or visit…
What are the Main Coverages of Hotel Primary Insurance?
This is an excerpt from our free “Broker’s Guide to Hotel Primary Insurance” eBook. Click here to download your copy. The hotel primary insurance coverages – that is, the direct, first layers of hotel insurance coverage – for a hotel operation should include General Liability (GL), Liquor Liability, Commercial Property, Commercial Auto Liability and Garagekeepers policies….