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Risk Insight
The Importance of Flexible Policy Terms Amid Widespread Construction Delays
Note: Distinguished Programs no longer offers Builder’s Risk or Vacant Building insurance. Explore our other programs for tailored solutions. Construction projects have historically been prone to delays. Now, after months of labor restrictions, material shortages, and an increase in renovations, delays are more widespread and severe than ever before.
It’s Hail Time, Make Sure Insureds are Risk Ready
Hail season is upon us and we’ve already seen significant weather events this past March and April. Wicked storms that dropped large hail in Norman, Oklahoma, and San Antonio and Fort Worth, Texas, on April 28, are projected to have caused more than $3.5 billion in damages. Residents were forced to take shelter inside as…
May is National Wildfire Awareness Month
This May is national wildfire awareness month. Last year we saw record-breaking wildfires engulf Northern California. An estimated 8.9 million acres were burned in the 2020 wildfire season, almost double the acreage burned in the 2019 season. Wildfire season is coming, and now is the perfect time to focus on wildfire preparedness. With a few…
Preparing for a Hurricane
Hurricane Preparedness Week is May 9-15, providing the perfect opportunity for people across the country to get ready for the upcoming hurricane season. Knowing what to do before, during, and after a hurricane or typhoon can sometimes mean the difference between life and death. Take steps now to protect your home, yourself, and your family,…
Sedgwick Contractor Helps Mitigate Risks During Remodeling and Repairs
Sedgwick Repair Services provides customized managed repair, restoration, and mitigation through its network of certified local, regional and national contractors. Members of Distinguished Programs – insureds in our New York Brick & Brownstone Program, City Multi-Family Insurance, City Landlord Insurance, and City Condominium Insurance – have access to Sedgwick’s network of trusted contractors whose insurance…
Risk Management for Resort Waterparks
With the warm weather around the corner and after a year of safer-at-home guidelines and resort waterpark closures and/or limited-capacity mandates, operations are now getting ready for returning guests. As fun as waterparks and slides are, they can also be dangerous with people getting hurt, sometimes severely. Slip and fall injuries are common as guests…
Liability Risks with Cigar Bars, Hookah Lounges in Casinos and Resorts
Casinos and resorts throughout the country, including in Las Vegas, Los Angeles, and Florida, joined the cigar bar craze years ago, offering clientele the opportunity to light up while sipping exotic cocktails or flights of whisky or bourbon. Cigar bars became the perfect venue for buddies to throw a bachelor party with themed atmospheres that…
Earthquake Preparation for Property Owners
While we typically associate earthquakes with the west coast, they can occur anywhere at any time. Faults are buried deep underground in the central and eastern regions of the United States. These areas are categorized as seismic zones and experience hundreds of small earthquakes every year, but damaging shocks can occur too. The probability for…
Driver Liability Pitfalls for Hotels Providing Insured Vehicles to Their Guests
Car companies like BMW, Mercedes, and Porsche have been teaming up with hotels for years to provide guests with vehicles – particularly luxury cars. It’s a way to drive up recognition of their respective brands among both leisure and business travelers. Some brands even offer loaner cars that allow guests to experience new models while…
Old Man Winter Ushers in Extra Parking Garage Safety Precautions
Now that winter is upon us throughout most of the country, it’s important for insureds to make accommodations in their parking garage safety precautions. During the winter months, parking garages and parking lots become an increased source of slips and falls, skidding impacts with structures and pedestrians, ceiling collapses, holiday muggings and vehicle break-ins, and…