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Risk Insight

Sidewalk Law Whitepaper: A Crack in Your Sidewalk Could Put a Crack in Your Piggy Bank

Did you know? As a New York City property owner, you are required by law to maintain the sidewalks around your property. Neglecting your sidewalk could lead to hefty penalties. When it comes to the sidewalk outside or adjacent to a property owner’s building, one might naturally assume that the city is responsible for its…

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From the Claim Files: Walking (and Falling) in a Winter Wonderland

We talk to local Williamsburg native Nancy Larsen about her ordeal after a pedestrian’s jaunt along the snowy sidewalk in front of her home took an unexpected turn. As a longtime New York City native, Nancy Larsen was accustomed to tourists gazing out at the wonders of the city rather than down at the sidewalk….

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Protecting Water Pipes as Winter Hits the Coast

This season’s first serious winter storm is underway, with super-strong winds, record-low temps, and snowfall in strange places (Hello, Tallahassee!). Because of storms like this, it’s helpful to take steps to protect your property from freezing pipes.

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Whitepaper – The Invisible Dangers of a Winter Wonderland

Due to the increased risk of accidental slip-and-fall injuries that occur because of snow and ice along sidewalks, it is important for home and property owners to understand their responsibilities for the sidewalks adjacent to their properties. While different states have varied laws regarding the time frame for how quickly snow and ice must be…

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From the Labor Law 240 Claim Files – More than Just a Pain in the Neck

While a kitchen remodel was underway in the ground-floor apartment of his four-unit brownstone in Bed-Stuy, Professor Walter Montgomery was threatened with an unexpected expense that tested the strength of his liability coverage.

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5 Years Later—5 Lessons We Learned from Hurricane Sandy

Five years ago, Hurricane Sandy blasted its way through the Caribbean and up the coast of the U.S., resulting in $70 billion in damages and 233 lives lost. When it hit the greater New York area at high tide, the storm surged and then moved slow, resulting in devastating damage. Hard truths were learned back…

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A Spooky but True Halloween Story

In honor of Halloween today, we’re re-sharing one of our claims that came in through our City Homes program a while ago. On a cold, dark night in early November, snow and ice glazed the sidewalks up and down the block. Tired building owners shuffled out at first light to make sure their patches of sidewalk…

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Hotels in the Spotlight After Mass Shooting in Vegas

Hotel hospitality is all about welcoming guests and being a refuge while ensuring privacy, comfort, and safety. But how does the hospitality industry tread that line between not overstepping guests’ privacy and keeping them safe?

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Hurricane Harvey Preparation Guide

Hurricane Harvey is the first major hurricane to hit Texas since 2008 (Hurricane Ike, category 2). It’s scheduled to make landfall on Saturday and expected to bring enough rain to overwhelm bayous and flood large swathes of land. Texas, particularly Houston, is flood-prone and no stranger to the many scenarios which may occur this weekend,…

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Discrimination: On “Adult Swim” and Playpens in the Pool Area

Pool rules and pet regulations may seem like no-brainers at first to community associations. But are you entirely aware of what posted rules can constitute discrimination?

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