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Blockchain and the Insurance Industry

In the business world and beyond, blockchain is a hot topic. While many of us have heard the word before, most are not familiar with what exactly it is. Essentially, a blockchain is a transparent, yet secure, recordkeeping system. It ensures secure exchanges of information between parties by encrypting information and preventing it from being…

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Are We Ever Going Back to the Office?

The pandemic forced companies across the country to switch to fully remote work overnight. While teleworking has allowed many to cut back on commute time and connect with their families, it undoubtedly has its tradeoffs. Opinions on remote work vary depending on who you ask — some enjoyed the change, some didn’t. Will people ever…

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Civil Unrest Fears Stoked with Upcoming Election

The year 2020 by any measure has been a challenging one, beginning with the coronavirus pandemic that has caused hundreds of thousands of deaths, shut down our economy, and upended tens of thousands of businesses and key industry segments. Amid the pandemic, protests took place across the country demanding police reform in the wake of…

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NYC Restaurants Getting the Support of Local Government Amid COVID

According to the National Restaurant Association, some 100,000 of the one million restaurants and bars operating in the U.S. before the pandemic are expected to permanently close by the end of this year as a result of the economic upheaval caused by the coronavirus. But municipalities around the country, including in New York City, are…

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Slow Postal Service Impacts Small Businesses

United States citizens will vote by mail this year in record numbers. This, in conjunction with the new U.S. Postal Service leadership, is expected to slow the mail system as a whole. Beyond affecting the presidential election this November, it can impact everyday life for Americans in many other ways.

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California to Beginning Phasing Out Gas-Powered Cars in 2035

The Golden State recently announced its plan to ban sales of new in-state gas and diesel vehicles starting in 2035, a move by California regulators to help reduce greenhouse-gas emissions. Only electric vehicles will be available for purchase as new vehicles from 2035 forward in the state. The executive order does not ban the sale…

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The Hidden Flood Risk Across America

In late June, nonprofit research organization, First Street Foundation publicly released flood risk data for over 142 million homes and properties across the country. Their data assigned every property in the contiguous United States a “Flood Factor,” a score from 1 to 10,  based on its risk of flooding over a thirty-year mortgage.

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How Generation Z Is Handling the Pandemic

Americans of all ages are grappling with life amid the coronavirus pandemic, but among those most affected is Generation Z. True, older generations are experiencing the highest fatality rates from COVID-19. And every generation is indeed under economic strain, as jobs are lost, hours are reduced, and pay is lowered. But older generations benefit from…

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Wildfires Rage Across Northern California

Record-breaking wildfires continue to engulf northern California. The California Department of Forestry and Fire Protection reports that 650 wildfires have burned over 1.5 million acres in the state since August 15. Officials say the flames have collectively burned an area larger than the size of Delaware.

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Inside Civil Unrest and Commercial Property Damage

On the heels of a number of deaths committed by police, protests broke out throughout the country. While most of the protests have been peaceful, rioting and looting have taken place in several cities, including most recently in Kenosha, Wisconsin, in the wake of Jacob Blake’s shooting. Many small businesses that have property damage as…

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