Distinguished Blog - Real Estate

Market insights and industry news.

Builder’s Risk Insurance: What Your Clients Need to Know

The moment construction begins, a property is at risk of damage. Whether it’s theft, accidental fires, floods, or more, there can be a number of major risks to these buildings.  That’s why it’s crucial that any property undergoing construction, improvements, or renovations has a comprehensive Builder’s Risk insurance policy. This kind of insurance policy is…

Read More...

Habitational Real Estate Insurance: An Ultimate Guide For Landlords and Brokers

Homeownership is no longer for everyone. Whether it’s because of changing tastes or economic realities, many people these days rent, live in condos and apartments or find themselves in other housing solutions.  For instance, in 2021, around 31.8 million homes in the US were part of a multi-family building, be it an apartment complex, condominium,…

Read More...

How to Sell Real Estate Umbrella Insurance

There are several hazards a property owner faces that could result in a catastrophic liability lawsuit. This includes attractive nuisances (open access to a swimming pool, for example), elevator or escalator malfunction, inadequate security, negligent property maintenance, premises in disrepair, and unprotected slip hazards (such as spills or recently cleaned floors), among others. To determine…

Read More...

Landlord Insurance in Madison, WI: Keeping Your Clients’ Rental Properties Safe

In the dynamic landscape of property ownership, landlords face a multitude of risks that can impact their financial stability. To counter these uncertainties, landlord insurance emerges as a crucial shield, offering a sense of security and protection. In this informative article, we will delve into the world of landlord insurance in Madison, Wisconsin, exploring its…

Read More...

Protect Your Client’s Real Estate Assets & Prosper with Umbrella Insurance

Brokers, what’s the secret to our success as one of the country’s longest-running Real Estate Umbrella Insurance programs? In our latest webinar recording, our experts answer your questions on Real Estate Umbrella insurance to help you build your business. Are you ready to level up? Watch the recording below and learn how Distinguished Programs can…

Read More...

Top 3 Areas People Forget When Winterizing A Home

During the winter season most of us remember to do obvious things like crank up the thermostat and stock up on rock salt to prevent slips on icy sidewalks. Depending on where you live, some winterizing preps might seem unnecessary. However, these can quickly turn into costly black swans.

Read More...

How to Close a Construction Site During the Holidays

The holiday season is around the corner and that means many construction sites will be shutting down for a while. While many workers and contractors will be welcoming a much-deserved break — there a few things to consider before you close a construction site to keep the property and everyone else safe.

Read More...

New York Brick & Brownstone Insurance: A Broker’s Guide

Brick and brownstone residential buildings grace New York City’s leafy avenues, from Manhattan to Brooklyn and Queens. Just take a stroll down Joralemon Street in Brooklyn Heights, for example, and you’ll find yourself on the kind of New York City street you imagined as a child – a cobblestone lane lined with historic brownstones. Or visit…

Read More...

When Should a Builder’s Risk Policy Be Purchased?

This is an excerpt from our free “Broker’s Guide to Builder’s Risk Insurance” eBook. Click here to download your copy. A Builder’s Risk policy should be purchased prior to or on the date of construction when the contract is finalized – before the project is underway. Builder’s Risk is temporary insurance with coverage ending once the…

Read More...

Real Estate Umbrella Insurance: A Primer for Brokers

In 2020, the US experienced around 380,000 fires in residential buildings, including homes, multi-family homes, and apartments. Each one of those incidents could be grounds for litigation that cost property owners millions in damages. That’s why it’s important companies have robust and comprehensive insurance policies protecting them from fire and life safety suits, as well…

Read More...

Commercial Umbrella Insurance: A Safety Net for Businesses

Most of the time, a business won’t need extra liability coverage. But it’s that rare, out-of-the-blue occurrence that brings an end to what was formerly a successful enterprise. No business owner should have to stay up at night wondering if their business will be the next one to make the news for eye-watering settlements. Obviously,…

Read More...