Primary Hotel Insurance
Featuring crisis management for reputation protection
Partner With Us
Contact us to discover how our specialized programs can drive your success.
Designed To Protect Your Hotel Clients
We view our partnership with our brokers and hotels/resorts as more than providing insurance. The reality is, we’re in the business of keeping guests safe and helping hotels and resorts navigate a crisis when a loss occurs.
Our Hotel Primary Insurance Program offers General Liability Insurance for Hotels, Liquor Liability and Auto Liability insurance coverage and is the longest-running program in the country. Property coverage is also available for select risks.
Value, expertise, and experience your clients can rely on.
Reliable Property Coverage for Hospitality Risks
Our Hotel Property program is built for brokers who know the value of dependable coverage and responsive underwriting. We offer TIV limits up to $750 million through a “A” rated carriers. Harder-to-place risks including coastal property, frame construction and accounts with claims activity will be considered. Coverage includes boiler and machinery, with optional flood and earth movement protection depending on the risk profile.
We accept a wide range of construction types, provided the building is fully sprinklered, and work closely with you to get the right coverage in place – without unnecessary hurdles. Have a property risk in mind? Send it our way and we’ll take a look.
Longest-Running Program
National Coverage
Committed Claims Team
The Distinguished Hotel Primary Insurance Program Serves These Hotel Classes:
- Mid-Scale
- Boutique
- Luxury
- Resorts
- Higher-end Limited Service
World-Class Experts
Dedicated Claims Team
Broad Coverages
General Liability Insurance for Hotels
Accidents happen – protect your hotel clients with General Liability (GL) and Liquor Liability. GL insurance can help cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities.
Plus, when you go with Distinguished GL insurance, your hotel clients have peace of mind in the event of a Legionella incident (no exclusion!) and have access to Crisis Response services.
Broad Coverage
Our Hotel Primary Program Insurance provides general liability, liquor liability, and auto liability. Property coverage is also available for select risks. Together with our high-limit Umbrellas, you can provide your clients' real protection.
Unmatched Solutions
When you combine the expertise, service, excess limits, and the outstanding value of our Hotel Insurance Program, you can ensure your clients are getting the coverage they need.
Industry-Leading Expertise
Complexity is an inherent part of serving this class of business. We help you tackle that complexity with our decades-long experience and expertise. We support you from submission through claims.
Dedicated Claims Service
We hear from our brokers how important and valuable our dedicated claims management is for both them and their clients. When it counts, we'll be there.
Our Features
To submit new business, make sure your agency is registered, if not Register your Agency
1. Hotel Liability Insurance Submission Requirements
- ACORD 125
- SOV
- Complete the applicable sections of the Hospitality and Real Estate application. Distinguished Hospitality and Real Estate Application – Distinguished Programs
- 5 years of currently valued loss runs
- Submit the completed application to: [email protected]
Have questions? Email us at [email protected]
State Availability:
- Available in all 50 states
Hotel Classes:
- Mid-Scale
- Boutique
- Luxury Hotels
- Resorts
- Higher-end Limited Service
- $1M/$2M limits for GL and Liquor Liability
- Broad Form Named Insured coverage
- Crisis Response
- Professional Healthcare Services
- Fungi or Bacteria limited exclusion
- HNO/Owned Autos & Garagekeepers coverage
- Limits of Liability apply on a per-location basis, no cap
- Includes Innkeepers (up to $1M limit of Liability; sublimit on guest’s cash to $25,000)
- Catastrophic Management coverage
Property coverage available for some risks
- TIV limits up to $750 million
- “A” rated carrier
- Coastal exposures will be considered
- Full range of construction types will be considered (must be 100% sprinklered)
- Boiler and machinery coverage embedded
- Flood and earth movement coverage available, subject to individual risk underwriting
Ready to Submit?
It’s easy. Just go to our online portal and get started. If you haven’t registered as a broker, you’ll need to do that first. And if you need any help, we’re here.
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