Post Topic
Umbrella Insurance
Meet Bob | Distinguished Real Estate & Hospitality Umbrella
At Distinguished, our commitment to excellence is not just a promise; it’s a way of life. Our Umbrella & Excess Liability team is a shining example of this commitment. In this video series, we’re excited to introduce you to the remarkable individuals who make up our sales team, including Bob Arthur. Bob stands at the…
Meet George | Distinguished Real Estate & Hospitality Umbrella
At Distinguished, our commitment to excellence is not just a promise; it’s a way of life. Our Umbrella & Excess Liability team is a shining example of this commitment. In this video series, we’re excited to introduce you to the remarkable individuals who make up our sales team, including George Arrizabalaga. George stands at the…
Meet Linda | Distinguished Real Estate & Hospitality Umbrella
At Distinguished, our commitment to excellence is not just a promise; it’s a way of life. Our Umbrella & Excess Liability team is a shining example of this commitment. In this video series, we’re excited to introduce you to the remarkable individuals who make up our sales team, including Linda Picha. Linda stands at the…
Meet Renee | Distinguished Real Estate & Hospitality Umbrella
At Distinguished, our commitment to excellence is not just a promise; it’s a way of life. Our Umbrella & Excess Liability team is a shining example of this commitment. In this video series, we’re excited to introduce you to the remarkable individuals who make up our sales team, including Renee A. McFadden. Renee stands at…
Staying Afloat in the Umbrella Insurance Market: Why Program Stability Matters for Hotels and Resorts
The ever-shifting landscape of the Umbrella market presents a formidable challenge, with rate adequacy taking center stage. Larger carriers, seeking higher returns, have been consolidating and scaling back on the capacity they offer. What was once commonplace as $25 million limits in a tower has dwindled to a mere $15 million or even less. Furthermore,…
How Much Does Restaurant Insurance Cost?
Restaurants face a range of hazards that necessitate comprehensive insurance coverage. From General Liability to Cyber Liability and more, a restaurant’s insurance program should be tailored to its unique risks. However, determining the cost of restaurant insurance can be a complex process influenced by numerous factors. In this article, we will explore how insurers calculate…
How to Sell Real Estate Umbrella Insurance
There are several hazards a property owner faces that could result in a catastrophic liability lawsuit. This includes attractive nuisances (open access to a swimming pool, for example), elevator or escalator malfunction, inadequate security, negligent property maintenance, premises in disrepair, and unprotected slip hazards (such as spills or recently cleaned floors), among others. To determine…
The Case for Higher-Limit Hotel Umbrella Insurance
As an insurance broker, it’s important to understand the current litigious environment and the importance of offering high-limit Hotel Umbrella insurance to your clients. Hotels, in general, recognize the necessity of purchasing Commercial Umbrella insurance to extend their liability coverage in underlying policies such as General Liability. But what is key to driving home is…
Umbrella Insurance for City Clubs: A Broker’s Guide
In this article, we examine the ins and outs of umbrella insurance for city clubs. Also known as a social club or business club, a city club is membership-based and, as its name implies, is often located in an urban area close to its members’ homes or offices. It’s a place where people can socialize, network,…
Casino Umbrella Insurance: The Safe Bet
Walk into any casino or hotel-casino, and you are immediately transported to another reality by the barrage of noises from the spins of slot machines, the ding and dong of games, coins hitting metal, and the pitter-patter of the those running the games. There’s also the hustle and bustle of the wait staff and the…