Get the Hotel Primary Insurance session handouts here:
+ Slides
Below are some of the insightful questions from attendees during our session.
For more information, please contact:
Heidi Strommen
President, Primary Hospitality
[email protected]
Telephone: (952) 924-6973
Q: What key factors should be considered when evaluating the Hotel Primary markets?
A: There are several important considerations including:
- Specialty coverage that caters to the hotel industry risks and exposures.
- Underwriters with hospitality industry knowledge and expertise.
- Dedicated claims team experienced in hospitality-related losses.
- Rating methodology that is easy to understand and relevant to the exposure.
Q: What states is this available in?
A: The primary property coverage is available in all states except Florida, Hawaii, and Louisiana, with limited availability in Texas. Coastal restrictions apply in other states.
The primary general liability (GL) coverage has a specific geographic restriction: it is not available for hotels located adjacent to the beach in Hawaii.
Q: Does the program have any human trafficking exclusion?
A: No, our policy does not exclude human trafficking. It is an incredibly important coverage that we have available because it has become such a large exposure.
Q: Will Distinguished write exterior door hotel locations?
A: Yes, on a base by case basis. Our underwriters will look at the security the hotel has in place.
Q: Is there an age limit for buildings to be eligible for the property program?
A: There is no age limit. The most important consideration is the updates and improvements that have been made to the building since its construction.
Expert Panel
Maryann Prestia, VP, Product Manager, Distinguished Primary Hospitality
With over 30 years in the insurance industry, she joined Distinguished Programs in 2018 after serving as vice president of insurance operations for a member-owned program facility serving luxury resort and hotels. Her extensive experience includes roles in underwriting, claims, and risk management across various sectors, including hospitality, professional liability, and emergency services. Prior to her current role, she spent nearly 11 years at Berkley Mid-Atlantic Group handling the managerial and the corporate end of underwriting. It was during this time that she began to specialize in hospitality insurance which played a role in her position at Distinguished Programs today.
