Private Collection Insurance
Don't settle for ordinary insurance for your extraordinary collection. Distinguished offers specialized coverage designed for valuable art and collectibles.
Partner With Us
Contact us to discover how our specialized programs can drive your success.
At Distinguished, You Have Our Entire Talented Team In Your Corner.
Our team is highly experienced in the art and collectibles markets. We have immediate access to a vast network of industry experts to help us guide your fine art collection insurance and private art collection insurance needs. Our service pledge is to provide you with prompt and courteous response times, from underwriting needs to claims experiences.
Full Value, Flexible Pay
Collect with Confidence
Expert Art Coverage
Benefits of Choosing Specialty Insurance
For Active Collectors
- Our coverage extends to newly acquired objects, up to 25% of your limit
Easy To Submit
- Because we’re experts, we designed our application process to make sense for your particular collection
- Easy to quote-bind-issue your private collections through the Broker Connect portal
No Negative Impact
- By insuring your private collection with a standalone policy, you protect your homeowners insurance from the consequences of making a claim
- We’ll value your collection at the higher of agreed or market value, never at cash or depreciated value.
Our Features
Private collections (excluding jewelry) with limits up to $500,000
- Register your agency if not already registered
- Quote-bind-issue through the Broker Connect portal
For all other private collections business
- Register your agency if not already registered
- Or complete the applicable application
Additional Location Application
Personal Collection Application - Submit application to: submitfac@distinguished.com
To get more information on our coverage, submit business or communicate with an underwriter, contact our team fineartandcollectibles@distinguished.com or feel free to submit an inquiry via our contact form here
Tailored for:
- Personal and corporate collections
- Museums and institutions, including municipalities, county, and state collections
- Dealers and auction houses
- Artists
- And more
We insure:
- Fine Art
- Sports Memorabilia
- Entertainment Memorabilia
- Wine and Spirits
- Antiques and Antique Furniture
- Stamps
- Comics
- Books & Manuscripts
- Coins
- Furs
- Glass or Pottery
- Couture Clothing and Handbags
- And more
- Available in all 50 states
- Backed by AM Best A XIII rated carrier on admitted paper
- Capacity up to $125M with no aggregation issues
- Competitive commissions
- Experienced in-house underwriting and claims teams
- Flexible billing options including agency, direct, and installments on direct
- Quote-bind-issue collections (excluding jewelry) with limits up to $500,000 through the Broker Connect portal
- Responsive service and quick turnaround on submissions
New Submissions: submitfac@distinguished.com
Accounting: accounting@distinguished.com
Claims Reporting: facclaims@distinguished.com
Report all losses to Distinguished Fine Art & Collectibles:
- Email: facclaims@distinguished.com
- Phone: (888)764-9587
Ready to Submit?
It’s easy. Just go to our online portal and get started. If you haven’t registered as a broker, you’ll need to do that first. And if you need any help, we’re here.
Fine Art and Collectibles Resources
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Our comprehensive policy safeguards traditional art, technology-based masterpieces, and historic artifacts
Fine Art & Collectibles – Dealer Insurance
We provide tailored insurance coverage for dealers needs including installation, handling, and shipping.
Fine Art & Collectibles – Corporate Collection Insurance
Specialty coverage for the unique business asset that needs protection
Fine Art & Collectibles – Museum Insurance
Coverage for museum collections including owned (permanent collection) & loaned (short & long-term) objects
Fine Art and Collectibles Insurance – Program Overview
General overview for our Fine Arts & Collectibles Insurance Program
Fine Art & Collectibles – Private Collection Insurance
Insurance for private collections
Fine Art & Collectibles – Artist Insurance
The ultimate solution for career artists with well-established sales history and gallery representation.