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Risk Insight

Are Ski Resorts Liable for Accidents on the Slopes?

From New England to the Rocky Mountains, the United States is home to countless ski resorts. A popular winter activity, skiing is a great way to get some exercise and enjoy the winter. However, skiing can be very dangerous, with some accidents resulting in fatal injuries. What happens when injuries occur on the slopes at…

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Winter Home Maintenance Checklist

Costly winter-wealth-related nuisances, like frozen pipes, can often be avoided with adequate preparation. But it isn’t always easy to know what needs to be done, especially for a new homeowner. Share this checklist with your insureds to keep winter maintenance simple.

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Carbon Monoxide Poisoning Prevention

Coined the “silent killer,” carbon monoxide (CO) is an invisible, odorless, colorless, tasteless gas that can be fatal. Carbon monoxide is found in the fumes produced any time fuel is burned in cars, small engines, stoves, grills, fireplaces, furnaces, etc. The most common symptoms of CO poisoning are headache, dizziness, weakness, upset stomach, vomiting, chest…

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Safety Guide: Holiday Travel during Covid

This holiday season, travel safety comes with a long list of pandemic-related restrictions, advisories, and recommendations by airlines and states as COVID-19 cases continue to surge. Before making plans – whether you’re getting on a plane or in a car to see family and friends or taking a vacation – be sure you are well…

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Winter Fire Safety Tips

More home fires happen during the winter months than at any other time of the year. Heating, holiday decorations, winter storms, and candles all contribute to the increased risk of fire. As temperatures drop and people spend more time indoors, it is important to keep fire safety in mind. Read on for tips from the…

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Remote Work, COVID Impacting Employee Benefits

The shift to remote work and the effects of COVID on the mental health of individuals have transformed the employee benefits landscape with employers looking to better address the needs of their workers both emotionally and economically. Here are some of the benefits changes taking place now and into 2021:

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Winter Sidewalk Liability

Winter is right around the corner and so is icy, slippery sidewalks, parking lots, and other surfaces and questions of liability regarding slips, trips, and falls. While business managers should be taking steps to mitigate risks, such as shoveling or salting surfaces, accidents can happen. And in the event of someone slipping on an icy…

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Restaurant Winterization Amid COVID

With months of shut down, public anxiety over dining out, and capacity limitations, the restaurant industry has been among those most affected by COVID-19. This year has undoubtedly been challenging, but luckily the industry has been able to get creative and continue operating — from expanding patios into nearby streets or pivoting to an entirely…

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Get Ready for Slip, Trip, and Fall Season

The Centers for Disease Control and Prevention (CDC) estimates that more than one million Americans suffer a slip, trip, and fall injury and more than 19,000 people die in the U.S. annually because of these injuries. About 20% to 30% of people who experience a slip and fall will suffer moderate to severe injuries such…

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Impact of COVID, Insurance Market on NY Brick & Brownstone and City Homes Programs

Recently we spoke with Katie Vespia, Program Manager for Distinguished’s NY Brick & Brownstone (NYB&B) and City Homes programs about the impact of both COVID and the insurance market on city properties across the county. NYB&B is a package insurance product designed for owner- or tenant-occupied properties in Manhattan, Brooklyn and Queens. City Homes offers…

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