Behind the Counter: What Every Insurance Broker Should Know About Fast-Casual Restaurant Insurance

Fast Casual Restaurant Insurance | Distinguished Programs

Running a fast-casual restaurant can be a high-risk business. From kitchen fires to customer accidents, there’s always a potential for something to go wrong. That’s where insurance comes in. But as an insurance broker, do you know everything you need to about fast-casual restaurant insurance? The fast-casual restaurant industry has experienced significant growth in recent…

Read More

Specialized Restaurant Insurance: Costs, Coverages, and Exposures

Specialized Restaurant Insurance: Costs, Coverages, and Exposures | Distinguished Programs

Like any good chef will tell you, food is all about the details. Restaurant insurance is no different. Many general policies may look appetizing on the surface, but in reality, they lack crucial restaurant-specific coverages, like food spoilage, foodborne contamination or business interruption. That’s why restaurant owners need insurance policies designed specifically for restaurants by…

Read More

Restaurant Delivery Driver Safety Measures

Restaurant Covid

The pandemic caused restaurant deliveries to surge in 2020. Sales for the U.S. food-delivery business were about $51 billion last year, increasing by $28 billion from 2019, according to a report commissioned by the Columbia Business School and Emory University’s Goizueta Business School. Using credit-card, geolocation, and restaurant-listings data, the report found that about $19…

Read More

Charging Employees for a Case of the Dropsies? A South Carolina Restaurant’s New Policy is Now a Federal Case!

Have you ever cringed, (or if you’re into shadenfreuda, clapped) when you hear that big “crash” coming from the kitchen at restaurant? Now imagine the dishwasher, server or busser, often already making minimum wage, being charged for the broken dishes. Double cringe. A South Carolina restaurant is being sued for charging it’s employees from broken…

Read More