A Broker’s Guide to Fast-Casual Restaurant Insurance

Fast Casual Restaurant Insurance | Distinguished Programs

The fast-casual restaurant sector is projected to be valued at $209 billion by 2027 and is among the fastest-growing food chain types in the industry, according to Allied Market Research. Fast-casual restaurants fall somewhere between fast-food operations and restaurants with full-table service. At a fast-casual restaurant, you typically order at the counter either to sit…

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Specialized Restaurant Insurance: Costs, Coverages, and Exposures

Specialized Restaurant Insurance: Costs, Coverages, and Exposures | Distinguished Programs

Like any good chef will tell you, food is all about the details. Restaurant insurance is no different. Many general policies may look appetizing on the surface, but in reality, they lack crucial restaurant-specific coverages, like food spoilage, foodborne contamination or business interruption. That’s why restaurant owners need insurance policies designed specifically for restaurants by…

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Restaurant Delivery Driver Safety Measures

Restaurant Covid

The pandemic caused restaurant deliveries to surge in 2020. Sales for the U.S. food-delivery business were about $51 billion last year, increasing by $28 billion from 2019, according to a report commissioned by the Columbia Business School and Emory University’s Goizueta Business School. Using credit-card, geolocation, and restaurant-listings data, the report found that about $19…

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Charging Employees for a Case of the Dropsies? A South Carolina Restaurant’s New Policy is Now a Federal Case!

Have you ever cringed, (or if you’re into shadenfreuda, clapped) when you hear that big “crash” coming from the kitchen at restaurant? Now imagine the dishwasher, server or busser, often already making minimum wage, being charged for the broken dishes. Double cringe. A South Carolina restaurant is being sued for charging it’s employees from broken…

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