Post Topic
Hotel, Resort and Casino Insurance
Hotel Insurance Built for the Nashville Area
Nashville, Tennessee, also known as the Music City, attracted nearly 15 million visitors in 2022, each contributing to the city’s vibrant hospitality industry. With visitors spending an estimated $621 per person per visit, the city’s hotels play a pivotal role in accommodating tourists and providing memorable experiences. In 2023 alone, Nashville’s hotels sold close to…
Hotel Umbrella FAQ: Why does Distinguished care about third-party vendor activities?
Distinguished’s Hotel Umbrella Insurance program offers high-limit protection tailored to the unique needs of hotel properties. With coverage extending to over 20% of the nation’s hotel rooms, Distinguished brings unmatched expertise and stability to the table. Hear from an Umbrella Underwriter, Jen DiBerardino, as she delves into a common Hotel Umbrella question: “Why does Distinguished…
Staying Afloat in the Umbrella Insurance Market: Why Program Stability Matters for Hotels and Resorts
The ever-shifting landscape of the Umbrella market presents a formidable challenge, with rate adequacy taking center stage. Larger carriers, seeking higher returns, have been consolidating and scaling back on the capacity they offer. What was once commonplace as $25 million limits in a tower has dwindled to a mere $15 million or even less. Furthermore,…
Online and Convenient: Distinguished’s Express Hotel Umbrella Insurance
Most hotels are not the Ritz Carlton or the Four Seasons. They do not have golf resorts, spas, or flashy amenities you see on social media. In fact, around 70% of hotels in America fall outside the luxury or high-end scales altogether, offering more basic amenities and comforts to their guests. These kinds of hotels…
Cyber Liability Insurance for At-Risk Industries
Seeking protection against cyber risks? Watch our specialists in this informative panel discussion to discover more about Cyber Liability insurance. Discover the importance of having comprehensive coverage, understand the different types of cyberattacks, and learn best practices for preventing them. Learn how to sell Cyber Liability insurance for community associations, hotels, and restaurants. Don’t miss…
How To Prevent Legionnaires’ Disease In Hotels and Resorts
As the world opens up again, the travel industry is booming, and hotels and resorts are gearing up to welcome guests again. While hotels have implemented stricter cleaning measures to provide a safe and healthy environment for guests, an unseen risk can put guests and employees at risk: Legionnaires’ disease.
The Case for Higher-Limit Hotel Umbrella Insurance
As an insurance broker, it’s important to understand the current litigious environment and the importance of offering high-limit Hotel Umbrella insurance to your clients. Hotels, in general, recognize the necessity of purchasing Commercial Umbrella insurance to extend their liability coverage in underlying policies such as General Liability. But what is key to driving home is…
Distinguished Programs Announces New Program with Core Specialty for Hotel General Liability Coverage
Distinguished Programs (“Distinguished”), a national insurance program manager, today announces a new underwriting program with Core Specialty, an insurance holding company operating through StarStone Specialty Insurance Company (“StarStone”), offering a diversified range of property and casualty insurance products. Distinguished will work with Core Specialty to provide General Liability & Auto Liability coverage for hotels. “We…
Umbrella Insurance for City Clubs: A Broker’s Guide
In this article, we examine the ins and outs of umbrella insurance for city clubs. Also known as a social club or business club, a city club is membership-based and, as its name implies, is often located in an urban area close to its members’ homes or offices. It’s a place where people can socialize, network,…
Casino Umbrella Insurance: The Safe Bet
Walk into any casino or hotel-casino, and you are immediately transported to another reality by the barrage of noises from the spins of slot machines, the ding and dong of games, coins hitting metal, and the pitter-patter of the those running the games. There’s also the hustle and bustle of the wait staff and the…