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Hospitality & Restaurant Insurance

Beyond the Neon Lights: Your Guide to Restaurant Insurance in Nevada

Nevada’s culinary scene is a vibrant tapestry of flavors, from the renowned restaurants of Las Vegas to the hidden gems scattered across the desert expanse. As restaurateurs embark on the journey of crafting memorable dining experiences, they also navigate the unique challenges presented by Nevada’s dynamic environment. In this article, we venture into the realm…

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Restaurant Insurance in Chicago: Protecting Your Clients Ventures

Chicago hosts a diverse array of restaurants, each contributing to the city’s rich tapestry of flavors. With renowned eateries nestled in iconic neighborhoods like The Loop and beyond, the restaurant scene in Chicago is not just a part of its culture but a defining force in the city’s identity. However, with great opportunities come unique…

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Insuring Success: A Guide to Restaurant Insurance in California

According to the National Restaurant Association (NRA), California boasts more than 85,000 restaurants and drinking establishments throughout the state, bringing in an estimated $135.8 billion in sales in 2022. From bustling city streets to quaint coastal towns, each restaurant faces a unique set of risks that require thoughtful consideration. In this article, we uncover the…

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Restaurant Insurance 2.0: Addressing the Evolving Needs of Today’s Modern Restaurants

Hungry for success in the restaurant insurance market? If you missed our recent 30-minute webinar, “Restaurant Insurance 2.0: Addressing the Evolving Needs of Today’s Modern Restaurants,” don’t worry. You have the opportunity to gain essential insights into protecting your clients’ restaurants and spice up your sales strategies to boost business growth. Explore global trends reshaping…

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Restaurant Insurance: Specialty Coverage From Distinguished

Like any good chef will tell you, food is all about the details. Restaurant insurance is no different. Many general policies may look appetizing on the surface, but in reality, they lack crucial restaurant-specific coverages, like food spoilage, foodborne contamination, or business interruption. That’s why restaurant owners benefit from restaurant insurance coverage designed by experts…

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Staying Afloat in the Umbrella Insurance Market: Why Program Stability Matters for Hotels and Resorts

The ever-shifting landscape of the Umbrella market presents a formidable challenge, with rate adequacy taking center stage. Larger carriers, seeking higher returns, have been consolidating and scaling back on the capacity they offer. What was once commonplace as $25 million limits in a tower has dwindled to a mere $15 million or even less. Furthermore,…

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How Much Does Restaurant Insurance Cost?

Restaurants face a range of hazards that necessitate comprehensive insurance coverage. From General Liability to Cyber Liability and more, a restaurant’s insurance program should be tailored to its unique risks. However, determining the cost of restaurant insurance can be a complex process influenced by numerous factors. In this article, we will explore how insurers calculate…

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Online and Convenient: Distinguished’s Express Hotel Umbrella Insurance

Most hotels are not the Ritz Carlton or the Four Seasons. They do not have golf resorts, spas, or flashy amenities you see on social media. In fact, around 70% of hotels in America fall outside the luxury or high-end scales altogether, offering more basic amenities and comforts to their guests. These kinds of hotels…

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Behind the Counter: What Every Insurance Broker Should Know About Fast-Casual Restaurant Insurance

Running a fast-casual restaurant can be a high-risk business. From kitchen fires to customer accidents, there’s always a potential for something to go wrong. That’s where insurance comes in. But as an insurance broker, do you know everything you need to about fast-casual restaurant insurance? The fast-casual restaurant industry has experienced significant growth in recent…

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Cyber Liability Insurance for At-Risk Industries

Seeking protection against cyber risks? Watch our specialists in this informative panel discussion to discover more about Cyber Liability insurance. Discover the importance of having comprehensive coverage, understand the different types of cyberattacks, and learn best practices for preventing them. Learn how to sell Cyber Liability insurance for community associations, hotels, and restaurants. Don’t miss…

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