Post Topic

Hospitality & Restaurants

Managing Modern Threats with Deadly Weapons Protection

Deadly Weapon attacks have become far too common in America, with shootings making the headlines almost every week. People intent on inflicting harm, however, are not limited to guns. Those who want to cause violence will, and they will use everyday items such as knives and vehicles to achieve their ends. Unlike other risks facing…

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Make that Reservation, Restaurants Are Back!

After an extremely tough year for the restaurant industry amid the pandemic, the road to recovery has been quicker than expected as life normalizes and cities and counties across the country are reopening. Sure, in places across the country full capacity at restaurants is just beginning (while others are already operating business as usual) and…

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Hotels and Resorts are Welcoming Guests Back Safely

People are traveling again, taking long-awaited trips after a year of stay-at-home guidelines. The spike in travel was evident over the holidays in December and then again during winter and spring breaks, and the rise in bookings for this summer. Americans are back on the move with hotels and resorts rolling out the welcome mat…

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Why Excess Liability Coverage is Essential for Hospitality Businesses

Restaurants and hotels alike are presented with new and difficult risks on a daily basis. Full of flames, food, sharps, and a revolving door of patrons, risk is in the nature of the restaurant businesses. The same is true for hoteliers, hosting large numbers of guests at a time and providing them with top-tier, sometimes…

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A Sea of Litigation: Risk Management for Resort Waterparks, Waterslides

With the warm weather around the corner and after a year of safer-at-home guidelines and resort waterpark closures and/or limited-capacity mandates, operations are now getting ready for returning guests.  As fun as waterparks and slides are, they can also be dangerous with people getting hurt, sometimes severely. Slip and fall injuries are common as guests…

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Liability Risks with Cigar Bars, Hookah Lounges in Casinos and Resorts

Casinos and resorts throughout the country, including in Las Vegas, Los Angeles, and Florida, joined the cigar bar craze years ago, offering clientele the opportunity to light up while sipping exotic cocktails or flights of whisky or bourbon. Cigar bars became the perfect venue for buddies to throw a bachelor party with themed atmospheres that…

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Cyber Insurance Part of Business Continuity for Limited-Service, Franchise Hotels

Cybercriminals continue to attack the hospitality industry, becoming increasingly more sophisticated in their tactics. While high-profile incidents such as Marriott’s data breach earlier this year and MGM Resort’s data breach in 2019 that affected 10.6 million guests make headline news, limited-service and smaller franchise hotels are also the victims of bad actors, with data theft,…

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How Agents Can Lower the Cost of Workers’ Comp

Workers’ Compensation insurance is mandatory in nearly every state and designed to provide employees with coverage for medical costs and lost wages for workplace-related injuries or illnesses. Work Comp premiums are based on three factors: classification codes, employer payroll, and an employer’s experience modification (ex-mod).

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Can Restaurants Use CBD?

If it feels like you are seeing CBD everywhere, it is because you are. From cookies and desserts to lattes and cocktails, and anything in between, incorporating CBD into menus is a hot new thing. With CBD at the intersection of three rapidly growing consumer trends — the anxiety economy, the cannabis industry, and the…

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Liability Pitfalls for Hotels Providing Insured Vehicles to Their Guests

Car companies like BMW, Mercedes, and Porsche have been teaming up with hotels for years to provide guests with vehicles – particularly luxury cars. It’s a way to drive up recognition of their respective brands among both leisure and business travelers. Some brands even offer loaner cars that allow guests to experience new models while…

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